My husband spent ten years in the military and when he was deployed to Iraq in 2006/2007 for 15 months I was pregnant so I moved back home from the base we were stationed to live with my parents. There was no military hospital anywhere near where I lived so I had to use the public health care system and I had no idea how Tricare would work there since I had been using a base hospital for so long. I called Tricare and they told me that since I was so far from any Military hospital that nearly everything would be covered with my pregnancy and for the baby, I was so relieved! All of the doctors that I ever dealt with were great and took my insurance no problem and never had any problem billing them. All of my check ups I never had to pay anything at all, and when I finally went to have her, they told me that the total cost not covered by my insurance would be $13! I paid it right then and we had our baby, and we never got any bill from the hospital or anything. It was great to have that peace of mind and to know that our insurance was really there for us if we needed them, this was by far the best insurance that I ever had.