Best For: Best Insurance Companies for Home

Hail damages the roof. Fire guts the kitchen. Thieves take the new TV. A financial blow can come at any time, so home insurance is a must. We know these are the best insurance companies for home coverage because our reviewers have tested these companies during times of stress. Here’s what they say about the best insurance companies for home claims.

State Farm Insurance

“I have had State Farm insurance for home and car for over 15 years. They are wonderful to deal with and I have never had issues with claims being paid. When I call my agent, he knows me personally and understands my needs. Great company!” -tthorntonfl

Travelers Insurance

“I am writing a review on Travelers Group. I have lived in many states and have had many Home Owners Insurance but since moving to Texas in 2004 we have had Travelers Group for our auto insurance and our home insurance.” -jdb0901

USAA Insurance

“We used USAA for our auto insurance and our homeowners insurance. We previously used them for renters insurance. Our experience in both claims and customer service is outstanding. When my husband was in a serious traffic accident, USAA treated us very well.” -amyolson


“I have had insurance for my cars with GEICO for eight years. I have also used Geico for homeowners and renters insurance. The service is excellent. They cannot do enough to help you and their website is user friendly.” -Backmar


“We have them for homeowners and car insurance. They have been extremely helpful during buying house, refinancing, and buying cars. I make one phone call (and can always get a hold of someone at the local office) and then they take care of the rest (communicating with the car dealership, loan officers, etc.). They were also extremely helpful on a homeowners claim.” -eldyer

Nationwide Insurance

“I switched to Nationwide four years ago for Homeowner and car insurance. The motive for the change was poor service by the insurance company I previously used and recommendations for Nationwide from Friends and neighbors. I now have an insurance agent that responds promply to any question I have and has saved me money by making sure I receive all credits I qualify for.” -kak550

Farmers Insurance

“Prior to purchasing our new home, my spouse and I also looked into home insurance. We asked numerous couples we knew along with family members. We were very pleased to find out that we could have that bill covered along with our mortgage payment each month. It made things so much easier for us.” -dmdifalco

PEMCO Insurance

“We have also used them for home owners insurance for our primary home and then for rental insurance once we turned that home into a rental. Have even had to deal with claims a few times on both the auto and home owners sides. They have always been very professional and easy to work with.” -micheleschwatke

Farm Bureau Insurance

“My husband and I just bought our first home this month (October, 2013) and we looked and looked for home owners insurance everywhere, online brokers, nationwide, allstate, statefarm, you name it! They all wanted about $100 bucks a month! I finally tried Farm Bureau and we got our insurance for a wonderful $30 a month.” -mydarlingqueen

Amica Insurance

“I’ve had Amica insurance for home and auto for about 30 years. They can be trusted to do their best to provide top-notch service, whether it’s claims service or any kind of account service. Prompt payment of claims – I’ve had several auto claims and several home claims over the years and never incurred premium increases directly related to the claims.” -borneo

Liberty Mutual Insurance

“Liberty is a great company for auto and home insurance. They have been great to me and have excellent customer service. There rates are affordable even with low deductibles. I’m saving over $250 a year with them. I would suggest calling them for a quote.” -tcrogers23

Erie Insurance

“We’ve used Erie Insurance for homeowners insurance for about 8 or 9 years. They had very competitive rates when I shopped around then. Since then, we’ve added car insurance for our two cars, and have also gotten a multi-use discount in addition to good auto insurance rates.” -cilantrojane