in debt, on a budget, saving a little
Its a great program once you can actually get on. They do give you the run around to apply and customer service isn't the best either. The fabulous thing is that if you are placed into CMSN you don't have any copays for medications or doctor visits. They do also go by income since it is a state health insurance program. Over 200% FPL pays $120 per child w/o dental coverage and I think another $8 for dental. If you fall below 200% FPL then you only pay $20 for the entire family regardless of how many. Also there is a copay if you are over 200% but its only $5 for meds and visits. That's much better...
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