Aflac

Aflac Reviews



Overall 4 star rating3.81 of 5 (by 32 users)



Aflac Review Summary

Insurance is a necessary part of life both for the financial protection it provides and for the peace of mind it brings. One company that offers many types of insurance is AFLAC, a business known as much for its mascot as for its products. AFLAC is liked for its special incentives and for the wide variety of insurance products it offers. Some reviewers warn that if you purchase AFLAC through your employer, you may lose your coverage if you lose your job. But other than that minor point, AFLAC is still a very good href=”Insurance Company that “Definitely Has All Their Ducks in a Row”.
47% of people rated Aflac as 5 stars
47% of people rated Aflac as 5 stars%
47%
16% of people rated Aflac as 4 stars
16% of people rated Aflac as 4 stars%
16%
23% of people rated Aflac as 3 stars
23% of people rated Aflac as 3 stars%
23%
3% of people rated Aflac as 2 stars
3% of people rated Aflac as 2 stars%
3%
13% of people rated Aflac as 1 star
13% of people rated Aflac as 1 star%
13%
75% 75% of people recommend Aflac 25% of people don't recommend Aflac 25%
 

Aflac Comparison

5 star rating Most Helpful
Favorable Review
APR
18
2008

If I had given this review two years ago, it would have been very negative.  I've had Aflac for about ten years and my representative was just horrible.  He was never around to service the account, and I'd simply forgotten all about it.

But, my new representative is wonderful!!!  She reminded me of...

review »
2009 VIP
not rich, picking up after pets

jasyjen
Jacksonville, NC
Did you find this review helpful?
 
 
1 star rating Most Helpful
Critical Review
MAR
30
2009

Some of the associates are good, but the management hiarchy is set up like AMWAY, I am an employer and brought this in for my employees. I had to go thru a district and regional manager both of whom dropped the ball, I then got to the the State Manager of Wyoming a power tripping woman named Lisa Hall....

review »
reviewer
on a budget, an moderate investor

HROwnerLady
Rock Springs, WY
Did you find this review helpful?
 
 

Aflac Ratings and Reviews

items/page: 15 | 30 | 50 displaying 1 to 13 of 32 sort by: most helpful | date | rating


9
helpful
votes
comparison shopper, in debt, on a budget

MAR
3
2008
Aflac, the insurance company no one should live without.  The insurance company that pays you and not your doctors or hospital.  For about a dollar a day you can have the peace of mind in knowing that if something should happen......such as an accident that keeps you from working you will have money to pay your bills, buy groceries............live.  If you are diagnosed with cancer you will receive cash to take care of your family when you are too sick to work...............an insurance company that will make sure you are taken care of when you can't do it for yourself.   Aflac.........the... review »
Did you find this review helpful?
 
 
5 star rating
reviewer
JonsGirl
Clarksville, TN



8
helpful
votes

DEC
31
2008
I WAS EXCITED TO GET AFLAC ACCIDENT AND DISABILITY INSURANCE THRU MY JOB..WELL 2 MONTHS AFTER GETTING IT I HAD A COUPLE OF ACCIDENTS 1 RESULKTING IN BEING TEMPORARILY DISABLED WITH MY LEG...WELL I HAVE BEEN FILLING OUT PAPERWORK EMAILING REPEATEDLY AND CALLING EVERY DAY FOR A MONTH..U GUESSED IT NOT A DIME IN SITE...EVERYTIME I SEND THEM SOMETHING VIA FAX THEY CANT FIND IT NEVER RECIEVED IT WHICH I KNOW IS BALONEY BECAUSE I SEND THE SAME PAPERS TO MY EMPLOYER..EVERY TIME U CALL U GET A DIFFERENT REPRESENTATIVE THAT DOESNT KNOW WHAT U ARE TALKING ABOUT...THEY LOOK FOR EVERY TINY DETAIL TO KEEP FROM... review »
Did you find this review helpful?
 
 
1 star rating
reviewer
ENCHNTDFOREST2
Calumet City, IL



7
helpful
votes
in debt, paying cash, on a budget

JAN
24
2009
I saw other reviews on here saying you can't keep Aflac Insurance if you leave your job and so I had to write because that's just not true. It's the ONLY insurance I was able to take with me when I left my job. Oh, you can get Cobra and try to keep your major medical if you can afford to pay 3 times more for it than you did at work. But with Aflac, you keep the SAME RATES and just pay from home instead of through your paycheck. What happens is, they send you a letter when they see that your job isn't paying for your Aflac anymore and they give you the chance to pay with your checking account or... review »
Did you find this review helpful?
 
 
5 star rating
reviewer
funmom3
Terlton, OK



5
helpful
votes
researcher

NOV
2
2009

 

Insurance is a necessary evil. Most insurance products offer nothing in return for your money except for peace of mind and many of these products do not offer enough protection when a crisis strikes. For those who could benefit from a little added peace of mind, the insurance industry brings us AFLAC Insurance, a company with dozens of different insurance policies for greater financial security.

Insurance Commentary:

I have held several different roles in accounting, finance, and management during my working career and AFLAC Insurance is a company I have grown to know quite well. I have served...

review »
Did you find this review helpful?
 
 
3 star rating
2009 VIP
Bryan-Carey
Houston, TX



6
helpful
votes
an moderate investor

MAR
6
2008

AFLAC has very good programs that are affordable and they can tailor things to meet your specific needs.  The representatives are friendly and helpful in choosing a plan best suited for your needs.  What plans do they have? Well they have extended insurance plans if you are sick and need to take time off from work, all at reasonable monthly premiums.

I was having  a baby and my policy covered two weeks with full pay and an additional  two weeks since I had a C-section.  Great coverage, and they paid it out promptly.

The representatives are knowledgeable about their products and do  not try...

review »
Did you find this review helpful?
 
 
5 star rating
reviewer
jgogo
Fenton, MI



4
helpful
votes
on a budget, into trying new things

JUL
22
2009

When I first enrolled with AFLAC I was very excited.  I am the person at my job who handles the benefits for our employees.  The AFLAC representative came to the office to speak to the employees.  It turned out only two of us decided to participate.  I think because of the fact that only two people signed up we did not get the attention that we would have if more employees had enrolled.  The two employees didn't know that we were entitled to wellness benefits (I guess we should have read our policies better-but i would have thought that someone could have told us.) One employee was denied...

review »
Did you find this review helpful?
 
 
3 star rating
jewelrylady56
Youngstown, FL



4
helpful
votes
appreciative of good service, comparison shopper, on a budget, A realist, Love to save money, The Ultimate Consumer

NOV
22
2007

I walk everywhere, and I do not drive, I see accidents happen every day, and lately pedestrians have been targets. Worse, many are either hit-and-run, or drivers without insurance. While that leaves the victim of an accident uncovered, I began to worry, and looked around for an insurance company with NO BULL. Better, it has little paperwork, and pays its benefits sooner. Being a secondary insurance, I found it helped during the waiting for the payments of the first. A friend with the same Insurance programs went through the stages. No bull. Quick payout (yes you did have to provide some...
review »
Did you find this review helpful?
 
 
5 star rating
reviewer
salescatcher
Panorama City, CA



2
helpful
votes
on a budget

JUL
8
2009

I purchased an Aflac Accident Plan through my former employer, and now carry it on my own. The premiums for the policy are very reasonable and Alflac offers several billing plans.  I have had nothing but great service from this company both over the internet and on the phone.  The covered expenses are clearly explained, the claims are easy to file, and are processed in a very timely manner.  Healthcare costs are out of sight and even with good insurance there are numerous out of pocket expenses, the Aflac Accident Plan pays the insured directly relieving some expense.  If you find yourself...

review »
Did you find this review helpful?
 
 
5 star rating
reviewer
wwcfever
North Springfield, VT



2
helpful
votes
appreciative of good service, A realist

NOV
23
2007
I purchased Aflac accident insurance when our medical went down and Aflac family accident insurance was approximately the same price per month as our medical insurance went down. Our daughter had just started gymnastics, and I was just waiting for a broken arm or leg. However, our first claim was when my husband tore his achilles tendon while playing in a softball tournament. They were very easy to work with and pay out very quickly. We have also made a claim when our son fell and had to have stitches in his head. They also pay once a year for a wellness checkup ($60 I believe).
Did you find this review helpful?
 
 
5 star rating
reviewer
ksteven
Saint Joseph, MO



2
helpful
votes

SEP
10
2009

I was brutally sick for a year with vertigo, head pain, unable to walk, blood flow congestion in my legs and severe pain in my butt when sitting.

AFLAC paid my disability claim completely in accordance to my contract with them. There were no difficulties whatsoever. I filled out their claim form, my doctor filled out his portion of the form & my employer filled out their portion. AFLAC issued my checks. 

 I would definitely recommend them.


Did you find this review helpful?
 
 
5 star rating
reviewer
herpus
Glen Burnie, MD



1
helpful
vote
saving a little

OCT
19
2009

I have paid my Aflac premiums for Short term disabilty faithfully for 3 years and now that I am actually out and in need of my money it has been one problem after another.  My faxes are never received or they accidentally  misread something.  Every person you speak to tells you a different story and it delays the claim process.  When I finally had it ready then they inform me that my policy had been terminated  at their fault.  They would need to reinstate the policy which delayed the claim even further.  Needless to say 6 weeks later and I still have no money!  I would not recommend them...

review »
Did you find this review helpful?
 
 
1 star rating
reviewer
redartteacher
Saint Louis, MO



1
helpful
vote
in debt, on a budget, a low risk investor, saving a little

MAR
2
2008
This is a great insurance to have.  Look into it for your family.  My husband got burned on the job and it got infected we called them up, they told us what to do we did it and got a check in the mail a couple of weeks later!!!  Great Customer service.
Did you find this review helpful?
 
 
4 star rating
reviewer
Thewomanjackson
Covington, GA



D
an moderate investor

NOV
7
2009

When they came to my worksite it was very easy for me to see the "value" in their products. That held up until I checked the competition and had a claim to file.

Most of the companies that offered supplemental type products were in a different world as far as price. Some more than half the price. I think Aflac is so big because they appear to flood the market with "agents". I never saw the same agent twice.Our human Resources said they would have 3 different people call on the business every week. Even after we were an account.

I fell and broke my arm. First thing I did was attempt to call...

review »
Did you find this review helpful?
 
 
2 star rating
reviewer
purplecount
Fort Branch, IN



Reviews of Aflac

1  2  3  
Buttons_next
 

Start a New Discussion about Aflac