Chase - Platinum Visa Card Reviews

I responded to an ad for 0% interest for the first 12 month billing cycles.  they approved me and increased my credit limit within the first month.  When I called in to check on my balance, I was told I had an APR of 23.34%, not the 0% advertized.  I was told to write to their 'Correspondence Team' which I did but it was never resolved to my satisfaction, and I ended up closing the account.  What made it worse was that when I tried to contact someone to let me know what was going on with my complaint, I was told, they don't take phone calls.  I could not wait around to hear from them, until...

Great card I highly recomend it. They are always willing to lower interest rates for me. Plus non of those weight for hours on end trying to talk to a real person. A+ all the way.

Great card I highly recomend it. They are always willing to lower interest rates for me. Plus non of those weight for hours on end trying to talk to a real person. A+ all the way.

Great card I highly recomend it. They are always willing to lower interest rates for me. Plus non of those weight for hours on end trying to talk to a real person. A+ all the way.

Great card I highly recomend it. They are always willing to...

 CHASE CREDIT CARDS IS A FRAUD!

When they offer you a balanced transfer, beware, they will charge you up to wahoo, they will not tell you that upfront, they will notify you after the fact. When they say for the life of the loan, be careful, they decide how long is the life of that loan, so you will end up paying up to your neck, or they will raise your balance transfer APR to a higher rate to lower your payment. It does not matter if you pay early, on time or have been a customer for a long time in good standing, they will tell you what you want to hear, then punish you from taking on the offer....

Chase is not the time of Credit card you want to have in your wallet.  Chase will eat your wallet and your behind and the rest of your income just to satify their greedy hunger.  I say this because it is happening to myself and my family who is trying to sttay afloat in these lean times.  Hard working and paying bills on time just doesnt cut it anymore.  And Chase is not willing to help out when asked... they just raise your interest rate and your monthly payment.  Double edged sword.  If you dont pay what they tell you to pay they raise that interest rate and lower your credit limit so you...

I had nothing but bad service in my experience in dealing with Chase.  I avoid getting any credit accounts through them and will never bank with them. 

Chase is not willing to give anyone a chance, if you have a late payment, forget about negotiating with them.  I have an excellent credit history with credit cards.  I make payments on time and as much as I can, pay more than the minimum payment due.  I have dealt with many major credit companies and have several that have provided excellent customer service and been willing to work with me, and those companies will continue to receive my business,...

Do not ever get this card.  It will ruining your credit.  I paid all my bills on time and never went over my credit limit.  I had planned to go on a trip and something came up so I had to cancel and the company wouldn't let me so I had to get the credit card company involved, so they put a dispute on the card and it brought my credit score down from a 720 to a 590.  Because of this credit card I can not make any big purchases.  I went to buy a new car and becuase of the way this credit card effected my credit score I was not able to get a loan for it.  I would advise you not to get a Chase...

I have had several bad experiences with chase, I received a low APR offer with chase and accepted it, later on I found out my interest rate was higher than what was agreed upon when I had opened the card. I had a Wamu card until they sold out to chase, after this I paid my balance with Chase by the due date, the next month I got another bill with finance charges for the balance I had already paid off! Needless to say I canceled my chase card and my fiance canceled his chase cards :) Goodbye chase!