I frequently shop at BJ's Wholesale Club so it made sense to open a BJ's Visa Card. The reason I opened this card was for the 2% back on all BJ's purchases. It made sense to receive an additional 2% back due to the number of times per year I shop at BJ's. While 2% is not a huge amount of money, it certainly does add up over time. I have been very satisfied with the BJ's Visa Card. I find that their customer service representatives are very helpful with I have a billing or credit card question. I also find that the website is very easy to understand and navigate. It is always very easy to tell how much I owe, when my bill is due, and other details about my monthly statement. I also like that I earn 1% cash back on all other purchases when I use my BJ's Visa Card. Overall, I am very impressed with this store credit card and use it on a regular basis. BJ's is a great company and their credit card is a great way to save a little bit of money each month.