I shopped around a little over a year ago, and AAA gave me by far the best deal for auto insurance. Then, I checked on homeowners through them, and I saved there too. Also, with AAA I am a part of the AAA Auto club, so I feel safe when I have problems that they help with, like running out of gas, locking my keys in the car, dead battery, etc. I even got my father-in-law to switch and save some money too.