I like the points and stuff but always immediately pay it off because the interest is soooo crazy high! My interest is 25%!! I do get $10 gift cards every 200 points earned too. If It did not have perks I would not have it all!

C0sm3t0l0gist

Ypsilanti, MI

Love to shop !

PaigeH17

Davison, mi

I was able to apply easily online and get approved instantly. I am a frequent shopper so it was best to take advantage of the rewards system. It can be easy to rack up credit card debt if you're not careful. I use my card and pay instantly. Be sure to save the card number they give you if when you are applying online if you plan on shopping online right away. I made that mistake and was not able to retrieve that number for security purposes. I work by a Victoria's secret so that was fine with me. I was able to use my ideas to make purchases. I love their semiannual sale. I applied during that time. Their customer service is prompt and helpful. I forgot to pay on time one time because I was in a hurry and had to leave without paying and forgot. They waived the Fed once and I paid. Now I get reminders to pay through my email. Paying online is easy and quick. The associates are unfriendly if you try to pay there so I try to pay online

fr1987

Houston, tx

I like having this card for the holidays and birthdays. They give you good coupons to use monthly so using a coupon along with your angel card makes your purchase even better.

Misslandee

Florida

I have the Victoria Secret Angel card, which I signed up for during some sort of promotion through one of their retail stores. I am going to go ahead and lay everything out about this card. Both the good and the bad. It does earn you points on all purchases both online and in the stores. It keeps track of your purchases which you can view online. There are also two different levels I guess of the angel card, the regular one and the VIP card. I just have the basic one, and have never really seen a need for the other one. I have no complaints of the card or the rewards program both have treated me well since I have been using them. I will say that, being a Angel card carrier makes more sense if you are a frequent shopper of Victoria's Secret. If you don't shop at the stores or on their website much then i wouldn't really recommend becoming a member and getting card.

ifish42

Florida

Without a doubt, I would say that the Victoria's Secret Angel Card was the best first card for me. I first got this card when I was eighteen right before college, and needed a card to help with building my credit score. I chose the Victoria's Secret Angel Card because I figured since I shopped there anyways and made a decent amount of money, it would be a good first card. The rewards with this card are great for a beginner. I have accessed sales early, and you get free birthday rewards. It works in all Victoria's Secret stores so it is convenient to have during their sales. I highly recommend this card for people looking to start working on their credit, or improving it. Customer Service Customer Service is always quick to answer your questions, and there are numerous benefits to having this card. Available Rates I never paid much attention to my rates when I first got my card, but now I am more conscious of this, and the rates are decent for a store card.

GabrielleS1

USA

I absolutely love my Victoria's Secret Angel Card. I have been a member for at least 5 years. With this card, Victoria's Secret sends me three amazing coupons every month. The first coupon is for a free panty (Hiphugger, Lacie, No-show, etc.). The free panty is specified and it is always a different type of panty each month. The second coupon is for $10 off of a bra for that month. Finally, there is always some sort of coupon for a free item with a purchase of $75 or more, like a free tote or something. On top of these free goods, you also earn rewards with the Angel Card. The more you buy, the more points you get, but there are also certain dates or items that allow you to receive a higher number of points. Once you reach a certain amount of points, you receive a $10 gift card. If you reach a large number of points within a certain timeframe, you are eligible to receive a gift card in bulk, like a $40 gift card all at once, instead of separate $10 cards. The customer service is fantastic and the employees are always very knowledgeable about the products and discounts offered.

dworb415

Lockport, LA

This card is a great card to have if you shop at Victoria's Secret stores or online. You can apply for this card in the store or online, and get an instant answer if you are approved or not. I have been using my card for about eight years now, and I have saved quite a bit of money by having this card. This card gives you extra discounts and savings when you use it. They usually have an extra savings book that you get every year, for more discounts and coupons. I always pay off my balance when I use the card, so that way I don't have any interest added. There are interest fees applied if you carry a balance each month, and don't pay the whole balance off each billing cycle. They have great a customer service department if you need to contact them for anything about the card. I would highly recommend this card to anyone that shops at Victoria's Secret. Customer Service The customer service department is very friendly, helpful and knowledgeable.

screspo921

USA

I love my Victoria's Secret Angel Card because the rewards are worth having the card.I shop there much more frequently recently over the past year so I have really been racking up on points. When I initially signed up, I received a $15.00 off my next order credit. For every dollar I spend, I get from 1 to 3 points in return. I like to allow them to add up and I like to also put off shopping at the site until the special event that will allow me to earn triple. Victoria's Secret also helps customers feel more cared for and appreciated by sending a birthday gift and celebrating your anniversary with them. For me it is not hard to really get the most for my money when shopping with the Angel Card. I have learned the ways to get the maximum amount of rewards by learning a few small tricks and I am really satisfied with the card and the rewards. I would recommend it to people who shop there relatively often. If you don't then it will unlikely be worth getting.

Estella1

USA

During a fairly recent shopping trip to Victoria's Secret, I decided that it would be a good idea to open a credit card there. Along with opening the credit card, I received a percentage off of my purchase that day. The application process was pretty easy, and I received my card in the mail approximately two weeks later. If you shop Victoria's Secret even fairly regularly, I would highly suggest opening a credit card. Angel Card holders receive quite a few perks, including early access to sales, discounts, better deals, free merchandise and gifts, and this also allows you to earn "points" on your purchases. Once you earn $250 points, you receive $10 off of your purchase. The only issue with this card is that the interest rates are pretty high. However, this seems to be common of most store cards. If you are thinking about getting this card to spend $700 on Victoria's Secret and not being able to pay it off that month, I would highly caution you. But if you are able to remember and pay off your balance each month, then this card is a great way to earn some bonus rewards.

CoffeeLover7

USA