Preapaid debit cards are becoming more and more popular in our world. I actually know more people who have prepaid cards than do debit cards with actual banks. This is one of the most popular ones and for good reason. There are two major selling points to this card, and these are the reasons that I personally have a MoneyWise Visa Card. The first being the ability to have your paycheck and or benefits put on your MoneyWise card via direct deposit. This makes more sense than paper checks and its the major thing that attracted me to the MoneyWise visa card. The second is that is is great if you use WesternUnion a lot, which I don't use it as much as some people, but I definately use it, and this card makes it easier to use, and the whole process quicker. Overall its a great card, just remember it is prepaid. Because of that, there are some certain restrictions, but I have found there aren't as many with the MoneyWise card as there have been with other cards that I have used in the past. Worth checking out, for sure.