Motorist Mutual has been my Carrier for 4 years now. I have never had a problem with them and they offer great rates. Customer Service Their CSR's for Claims are the greatest. I had 2 claims, one on my home and the other on my car. They settled the claim for my roof very quickly and paid the Contractor immediately. When my truck was totalled they gave me a VERY FAIR total loss check. They made sure that we were ok and also explained how we were able to have coverage for medical expenses up to 1,000.00. They offered me to keep my vehicle or to have them take it away. They paid to have it taken away. They kept in constant contact with me through out the entire claims process. We had some issues and they accomodated us. I thought for sure we would get cancelled yet they did NOT cancel us. I can not say enough good about this Company. Their rates are awesome. Available Plans They have different "Tier" ratings. We qualified for the highest, we were pleasantly surprised. Most will offer the most expensive to get their fair share of commision, this was NOT the case with Motorists.