My husband and I have excellent credit and have several different credit cards, but the one I use quite often is my LL Bean Visa. I decided to get this credit card years ago when LL Bean offered free shipping if I used their card to make my purchases. I live in Alaska and shipping fees can be exhorbitant! I took advantage of the offer and I have never regretted owning this credit card. My purchases result in gift certificates that can be used at the LL Bean stores, and when I figure in the free shipping this makes for smart shopping! The interest on our LL Bean Visa card is only 9.99%, which is a good rate. Customer service is easy to get ahold of, and they are prompt and efficient in handling any disputes. I had a dispute with a charge on my card back in July and their customer service rep handled it quickly, crediting the amount back to my card in 3 days! I pay off my balances every month so I never have any interest charges. I have been very pleased with this company and will continue to use my LL Bean Visa. Customer Service Always handle my account professionally and the last time they credited back a dispute in as little as 2 days. Available Rates My interest rate is only 9.99%, but I pay off balances so I never pay any fees.
Eagle River, AK