Kohl's is all around amazing and I am glad that their credit card does not disappoint either. For signing up with their card you get a discount off of your purchase that day. Use it wisely make sure to wait until you are buying a few things to get the best bang for your buck. Lets be honest it is not hard to find a couple things at Kohls, from regular priced to clearance, I love it all. They also send card holder extra savings coupons in the mail. Along with the credit card you can get a kohl's rewards card and earn even more points towards savings. Again, I can't speak on the interest that is associated with the Kohls card as I ensure it is paid in full each month. However, before I changed to paperless, I can forgotten to make even a minimum payment on this specific card one month. They were more than willing to work with me since it was a first offence and removed the penalty and I paid it in full that day.

Hollyr

londonderry, nh

If you shop at Kohl's a lot, you know that their as so many benefits of being one of their card holders. With being a Kohl's card holder you get a lot of discounts throughout the year that you could not get if you do not have their card, these discounts actually end up saving you a lot of money. They also send me coupons in the mail quite often for things like free shipping on your online orders and a preset dollar amount off of your total purchase. The interest rates that are available on this card are about the same as any other store credit card that you will find, they are kind of high, that is why I highly recommend that you pay your bill off in full every month so that you are not incurring a lot of interest charges. There is no yearly fee on this card, it is just whatever you decide to charge up on it and interest. They even offer specials at times if you buy something large for no interest for so many months, this added with the extra discounts that you get with being a card member make it really worth having this card.

jbrown458

USA

Hands down, my most favorite department store is Kohls. I love shopping their sales, clearance and website. I remember how excited I use to get when I would receive special coupons in my mailbox for special dollar amounts and percentages off. After many years of receiving those mailers and reading what offers Kohls credit card users receive, I decided to go ahead and apply. I applied right there in store when making a usual purchase and saved a great deal off my total just by getting approved! Applying in store is very easy and only takes a few minutes. I was also very enthused when I received my physical card in the mail with another big coupon. It gives me a great reason to go shopping and see what's on sale! I recommend this credit card to anyone who does lots of shopping at Kohls. The card is easy to use and the big discount coupons throughout the year are convenient.

brebre21

Nampa, ID

The main reason I signed up for a Kohl's card is that they offer great discounts but at a catch - "When you use your Kohl's Card." They send out via mail little cards that have a peel-back sticker to save you an extra 15, 20, or 30 percent on your entire Kohl's purchase when you use your Kohl's card. I frequently get the 30% off ones, which can add up to a great deal of savings! So by using your card, you are saving quite a bit of money with these offers. They also have a promotion where you can get $10 Kohl's cash for every $50 you spend. These combined can make for some great deals! When I do use my Kohls' card, I pay it off every month so that I do not pay any interest. I find the Kohl's interest rate to be higher than an average credit card, so I would not recommend carrying a large balance, as the interest you will pay deters from the savings you got. I was late on a payment once. I did not receive the email about my bill and unfortunately forgot it. I contacted customer service to see if they would waive the fee if I paid it off in full, explaining the situation. The person I spoke with agreed to do it, but reminded me to pay every month. Overall, I would recommend this card simply for the discounts you get, but would recommend paying it in full each month and not carrying a balance.

silli588

USA