I applied for the Best Buy Reward Zone MasterCard in 2008 when I needed to get a new washer and dryer. I applied for 6-month no-interest financing and was approved. I was able to pay off my balance in 4 months and during that time period I received several $5 gift certificates on top of the rewards I earned for my initial purchase. After I paid off my balance I let the card sit for several months and out of no where they increased my credit limit. I received 2 more credit limit increases during my first 16 months. Despite the increased limit I only use this card maybe once a year because I have other cards that provide cash back and not store credit at a similar percentage. There are rare occasions where they offer 10% back on all purchases, which is great, but it doesn't happen very often and it's never when I truly need it. I will continue to keep this credit card open because it doesn't have an annual fee, but it will remain in my wallet until a deal comes along.