I have been mostly against store credit cards for most of my adult kife, however in the last couple of years I have started trying to build up my credit, and I got a GE Gap Card to help me do do so. I was a little apprehensive when I started researching this card before getting it. But it turns out there was no reason to fret. The card is so much more than I had hoped. It's super easy to understand the terms and when I had questions about it, the customer people were more than helpful. The interest rate is actually pretty comparable to others that I looked at, and that I have used. I also like that because Gap is part of a family of companies the card can be used at additional stores within the Gap family. I also had no trouble keeping up with the paynents, they offer some pretty good options. Overall it's a really great card, especially if you are a frequent shopper of the Gap brand stores or like me you are trying to build up credit. I would for sure reccommend this card to friends..