About two years ago I was in a pinch with debt. I had collections and bills piling up, one of the offers I received was to place my collection on the Emblem Mastercard and once it was paid off it would be an open credit card for me to use plus if I paid it on time every month then every three months my credit limit would increase. First off I thought this was a fair idea but of course once I signed up for it they reported it again as a different debt on my credit reports. Needless to say that didn't help my score. Okay, I got over that and have been paying on time every month since I received the card and yes, they did double the credit limit every three months like they said they would until about six months ago when they stopped at a $700 limit. When I called and asked why my limit was not increased they could only tell me that they periodically review credit lines and it would show on my statement when they did increase it. I continued to explain that I had never been late on my payments or even close to over the limit buit again the c.s. agent gave me the same explanation. I will continue to fight for what was promised to me, its just sad that they didnt keep to their contract.