I have had this card for about three years and I totally love it. For starters Citi gave my 20,000  ThankYou points to start with. That's about $200 in gift cards. Then I not only get 1 point per dollar on every purchase but also double and triple points for gas and groceries. This can get you a lot of bonus points. On top of this, you will get also get bonus points for airline mileage. For example, if you buy a ticket from NY-LA for $300 you will get 300 points for the money you spent on the ticket and 5,000 bonus points for the miles you fly from NY-LA on a roundtrip; and wait, you also get your standard miles from the airlines. That a triple dip! If that's not enough, you'll also get a free companion ticket whenever you want, for a domestic flight, as long as the ticket is priced $300 or more. Plus an excellent concierge service available for 24/7. And extended warranty on your purchases. All this costs $75 per year. I don't mind this at all and would recommend you get one now!

bafs

Mount Kisco, NY

very nice card. get point for every airline ticket you buy for yourself or someone else. and get 1:1 miles point for them.double point for grocery shopping, and reward programs when you shop online. free price protection for around 3 month, rental car insurance up to $10,000. extended warranty for electronic product for a year. have an annual fee of $75. There is a free version of this card, only the milerage point is calculated on a 3:1 ratio.

lempicka

Philadelphia, PA