I have had this card for about three years and I totally love it. For starters Citi gave my 20,000 ThankYou points to start with. That's about $200 in gift cards. Then I not only get 1 point per dollar on every purchase but also double and triple points for gas and groceries. This can get you a lot of bonus points. On top of this, you will get also get bonus points for airline mileage. For example, if you buy a ticket from NY-LA for $300 you will get 300 points for the money you spent on the ticket and 5,000 bonus points for the miles you fly from NY-LA on a roundtrip; and wait, you also get your standard miles from the airlines. That a triple dip! If that's not enough, you'll also get a free companion ticket whenever you want, for a domestic flight, as long as the ticket is priced $300 or more. Plus an excellent concierge service available for 24/7. And extended warranty on your purchases. All this costs $75 per year. I don't mind this at all and would recommend you get one now!
Mount Kisco, NY