I signed up for the Marriott Visa card about a year ago when I was planning a trip to Hawaii. At the time, Chase and Marriott were offering a large incentive for signing up for and using the card. If you spent a certain amount of money on the card, in the first three months then you were able to get a large point bonus. I switched to this card and quickly saw the rewards add up. Just for using the card in the first three months, I earned three free nights. Also, each year you are a member you are credited a free hotel night stay at select Marriott brand hotels. I used that last summer to take my family on a trip to the beach. There is a yearly fee associated with the card, however, it was waived for the first year. I have been very happy with this card and its benefits.