I decided to sign up for this credit card when I recently got engaged. I had flown out to California to visit my family and received an inflight offer that would give me an additional 40,000 points for signing up plus the points earned for the flight I was on. I decided to get it to help pay for my honeymoon and trip to Vegas. Overall the card does give me points I can use towards flights. I personally probably do not spend enough to get a bunch of miles if I wasn't paying for my own wedding. The rates are high on this card too so I always make sure to pay it in full. I would only sign up for this card if you are going to get a bonus like I did. Also I would always recommend paying it in full so you won't have high interest costs. Customer Service This card offers good customer service and is always willing to help out and answer questions. Available Rates The rates on this card are a little high for what I normally go for. Since I am paying it off in full though I do not feel the effects of the high rates.