After waiting a few years to get life insurance, I decided to pursue a policy that would provide for my family if anything were to happen to me. I sought out quotes from several different insurance companies, and AIG came back as the best available price for the coverage that I was looking for. I filled out that application and began pursuing insurance. They were quite thorough in their determination of whether or not they would offer me a policy. They wanted background medical information as well as blood work and a health screening. But they paid for all of those tests, and they also let me see the results of the blood work. This was an added bonus, because they would not have charged me for that bloodwork whether they offered me insurance or not, even though it cost several hundred dollars. They came back with an offer of insurance, and I decided to take it. The one downside I found was that it was a little difficult to set up the payment option that I wanted (annual payment as opposed to monthly), but once I got it set up, I did not have any problems. They provide good coverage, and from everything that I have seen and read, they provide excellent service when a claim is made.