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I have been a member of USAA insurance since I have been 15 years old. I am 50 now. This company has always been there for me. Their rates are outstanding, and they also give you different ways to pay. their customer serivce is great. When you call them for anything, they are always so nice and so eager to help. If you can get this insurance or anything ele they offer would not be making a mistake. USAA offers alot of different services as well as banking. You can also use their web site, which makes it so much easier to check your statements and to make your payments. They also offer paperless bill. It just makes it so much easier if you can access your on online and can make your payments without a fee. I can't stress enough that you really need to check into everything that USAA has to offer. I promise you that would not be making a mistake with the way things are today. By the way, if you are a renter, they also offer renters insurance.....