| Pros |
|
USAA used to be only for automobiles, minus motorcycles and various recreational vehicles. Now, any type of automobile, from sedan to motorhome to boat can be insured. Additionally, one can go through USAA for financing. Do you want to buy a car? Do you want to refinance your home? Do you want to purchase stock? USAA can meet all your financing needs. All you need to do is be a member.
So what do it take to be a USAA member? Serve in the Armed Services or be directly related to someone who has served. It doesn't matter how long one has served. If your father has served the country and has USAA, you can use USAA when you become independent, and so can your children when they become independent, even if you did not serve. So, really, this is something that can be kept in the family from one generation to the next.
Besides offering great insurance and financial services, USAA representatives are never rude and they spend time listening to you without any biases. When involved in a collision, you can trust USAA to be patient, answer all your questions honestly and thuroughly. After giving the details of the collision, they ask questions for clarity. If needed, they will give you a rental car for the duration of repair time. However, to receive this benefit, one needs to have rental insurance prior to the collision.
NOTE: the reviewer indicated that they are a client of USAA