USAA Review

I'm not sure I can type a good enough review for this company.  USAA is hands down the absolute best company I have ever dealt with.  The ONLY down side is that you have to be a member of the military (or family member).  However, once you're a member, I believe you can continue to pass on the membership to your kids, grandkids, etc.  (Recently, I think they've started going more public, but I'm not positive.)  I started out with just a credit card (as a teenager--they have great products like that which help kids learn finances well).  Now I still have a credit card, a checking account, savings account, numerous CD's, car insurance, and homeowner's insurance.  We're getting ready to open child's savings account for our new daughter.  I still "shop around" for the best rates, but unless it's a huge difference, I will pay a bit more just to keep USAA.  Being so strict with the budget and frugal, that says a lot!  Their customer service is absolutely WONDERFUL!   Whenever I call, I ALWAYS get an actual, english-speaking American who is very knowlegable and pleasant and polite... and I don't know that I've ever had to wait more than about five minutes.  Usually I can be done with the call within about five minutes!  Other awesome benefits... free ATM's, deposit checks at home (using a scanner through their website), great financial advice for anything you need.  I can't recommend this company enough.