http://www.viewpoints.com/aboutme/tucsonkid Wed, 28 Nov 2007 23:15:01 GMT Reviews by tucsonkid http://www.viewpoints.com/Discover-Credit-Card-review-94d20 I have a ton of credit card and have had a ton more.  I have about 15 now, and have had about 50 in the past (because I am addicted to balance transfers, moving money back & forth between 0% APR intro rates).  I never pay any interest and have never had any disputes with credit card companies, so I don't know how Discover Card reps are when they are trying to collect money from you.  I just know that they always seems to answer the phone quickly, they are courteous, and put out good balance transfer deals. However, I still carry two Discover Cards for three reasons.  One, I use it at supermarkets like Safeway and get $50 cash back that is not treated like a cash advance so it saves me a trip to the ATM.   Second, they offer promotional 5% cash back deals occasionally on gas or movies or clothes or other random stores.  Third, if you don't use the card for a while (say 6+ months), Discover will offer an incentive to use it like $1 for each of your next 20 purchases or $10 for...... Wed, 28 Nov 2007 23:15:01 GMT http://www.viewpoints.com/Discover-Credit-Card-review-94d20 tucsonkid 5