Reviews by rlscott

rlscott says "Affordable, quality insurance." about State Farm

rlscott — Thu, 08 May 2008 00:51:42 GMT

Switched from one of those discout for high risk driver companies, and got more insurance for less money. When I first looked into State Farm, they were more expensive for minimum insurance because I had a recent accident and several tickets. Once the tickets came off my license, I was able to double my insurance for less money than with the other company....

rlscott says "Great food, great prices, fantastic service" about Rockne's - Cleveland, OH

rlscott — Mon, 19 Nov 2007 01:58:37 GMT

Had another great dining experience at Rockne's. Party of five and we were seated within minutes. The menu has a little of everything, from soups & salads, steaks & burgers, chicken & pasta to comfort food favorites like meatloaf and mashed potatoes. Most menu items are under $10 and the portions are huge. Beer, wine and spirits are available from the bar, but the atmosphere is appropriate for a family.

I had the open faced roast beef and mashed potatoes, which was almost too much food to eat. My son ordered the pulled pork sub which was a foot long with a large basket of fries. My daughter ordered the yummy broccoli-cheese soup in a bread bowl. Perfect on a cold Cleveland night.

The server was very friendly and extremely efficient, refilling sodas before we were done with what we had. The food came out in a reasonable amount of time considering most tables were filled.

Rockne's is definitely a favorite of our family and I have never been disappointed.

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rlscott says "Music CD's at a great price." about Your Music

rlscott — Mon, 19 Nov 2007 01:21:17 GMT

YourMusic.com is a service where you pay $6.99 per month for a music CD per month, plus any other CD's you want are also only $6.99 each, and no shipping charges! Unlike Columbia House or other music clubs, you do not have to decline the CD of the month, you only get CDs you put in your que.

The concept is great, you put your selections in a Que and each month the top CD in your que is sent to you and you are billed $6.99. If you want additional CDs, they are also $6.99 each. Just make sure you always have songs in your que, or you will be billed and not receive anyting.

I have been a member for 3 months now, and I am very happy with the shipping time from the time the CD is sent. I have, however, received 3 emails that CDs in my que are no longer available, please update my que. I joined specifically because they had CDs listed that I have been looking for, and 3 of them became unavailable within 2 months of me joining. Also, those titles listed under "new releases" are several months...

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rlscott says "BEWARE of the Payday Loan cycle" about Pay Day Cash Advance - Nationwide, USA

rlscott — Sun, 18 Nov 2007 21:25:58 GMT

The biggest risk of payday loans is getting into a cycle of paying off the loan when you get paid and then having to borrow again that same week to get through the week. These payday loan companies prey on the average middle-class paycheck to paycheck consumer.

The interest rates are outrageous and once you get into a borrowing cycle, it is very difficult to get out of it. I have known people who have gotten into a cycle with more than one company, using the money from one to pay off the other in order to use their paycheck to live on. But the fees add up and eventually it will catch up to you.

Please BEWARE! Do NOT use payday loans.

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rlscott says "Great free service, but cancel BEFORE they start charging you." about FreeCreditReport.com

rlscott — Sun, 18 Nov 2007 21:04:20 GMT

FreeCreditReport.com is a great service to see your credit report online for free, offered by Experian, one of the top 3 credit bureaus in the US. The offer allows you to view your current Experian credit report online for free for 30 days. However, you must provide your credit card information to access it, and if you do not cancel within the free 30 day trial, you will be charged $12 per month for their credit monitoring service.

The interface is very simple to use, and provides all the information you need to be able to dispute items on your credit report that may be inaccurate. There is even a link to Experian to dispute those items.

I had no interest in monitoring my credit monthly to receive alerts when items changed on my credit bureau report, I just wanted to see what Experian had on my report and dispute an entry I knew was inaccurate. I did not cancel the account immediately after viewing my report, because I did dispute an entry and wanted to re-view my report when the dispute...

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rlscott says "Superior Quality, "A Cut Above" the Competition" about Cutco Knives

rlscott — Tue, 13 Nov 2007 14:54:19 GMT

I agree, Cutco knives are the best knives out there!

I was introduced to Cutco by my niece, who is 18 years old, and doesn't yet know what she wants to do with the rest of her life. She recently found a job for Vector Marketing, selling Cutco knives. She's still in the training stages, so doing presentations is more important than the actual sale at this point. I agreed to watch her presentation, and was prepared to make a modest purchase solely to be supportive of my niece.

Before she was even done with her demonstration, I was sold!! I would have bought one of each, if I'd had the money. I did buy a basic set and plan to purchase some of the other pieces in the very near future. The handles are extremely comfortable and the blades are super sharp.

The Forever Guarantee can't be beat. If the knives ever need sharpening, it will only cost a few dollars for postage to send them for sharpening.

Although you can find knives at the discount department stores for less, they will never be the...

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