Latest reviews about Sears - Credit Card

Tommy4415 says "Unappreciated 30 year Sears Credit Card customer" about Sears - Credit Card

Tommy4415 — Sun, 29 Nov 2009 13:09:25 GMT

I have had a Sears Credit Card for almost 30 years. My Gold card interest rate shot to 29.9% after missing one payment due to my wife being in the hospital. They acknowledged my long term good credit with them, but refused to lower my rate. I paid off balance and have not used their card for past 9 months. I also stopped shopping at Sears or K-Mart.

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mrmrsg says "NOT VERY GOOD CUSTOMER SERVICE" about Sears - Credit Card

mrmrsg — Fri, 06 Feb 2009 17:04:42 GMT

THIS IS NOT A VERY GOOD REVIEW FOR THE SEARS CHARGE CARD, THERE CUSTOMER SERVICE DEPARTMENT FOR THE CREDIT CARDS, IS REALLY TERRIBLE,WHAT I FIND THEY DO IS SEND YOU AN OFFICIAL LETTER IN THE MAIL STATING THAT YOU ARE APPROVED FOR THEIR CREDIT CARDS,, BUT AFTER YOU FILL OUT ALL OF YOUR PRIVATE INFORMATION, YOU GET A LETTER, STATING THAT YOU ARE DECLINED, THIS IS A VERY TERRIBLE STATUES PROSIDERE, THAT THEY HAVE, I THINK THAT THEY SHOULD NOT TELL PEOPLE THAT THEY ARE ARE APROVED IF IN ACTUALLITY THE ARE NOT...

mfranci210 says "Terrible customer service" about Sears - Credit Card

mfranci210 — Wed, 28 Jan 2009 21:22:44 GMT

Sears credit card - Terrible customer service; high interest rates; no preferred customer program...

soobeehunny says "If the interest were any higher I would get a nosebleed." about Sears - Credit Card

soobeehunny — Sun, 28 Dec 2008 13:09:19 GMT

I acquired my Sears card under duress: I desperately needed work done on my card and it was offered to me with a deferred, no-interest payment plan so I took it. Good thing, too, because the normal rate of interest is astronomical! Any future use of this card will be during deferred payment/no interest sales only!...

Tammylenore says "I love my Sears Card" about Sears - Credit Card

Tammylenore — Fri, 19 Dec 2008 05:04:27 GMT

I love my Sears Credit card, I love to shop at Sears. There is always good buys when you have to shop on a budget and when you really don't have the finances avalible to you right at that moment....

ptice69 says "Highly satisfied." about Sears - Credit Card

ptice69 — Tue, 09 Dec 2008 13:18:57 GMT

I have never had a problem with the Sears credit card when I had one. I had it for over 10 years without issues. I actually miss having one. The interest rate was extremely high though. But they never double billed me or overcharged me. When I had a return, it was always credited back to my account in a timely manner. I don't know what else to say. It was easy to shop Sears online more so than going to the store. There are no local stores near me so we had to drive 30 miles to get to one. That is pretty much all I have to say about this store....

mlpeters78 says "No complaints. Great card to have!" about Sears - Credit Card

mlpeters78 — Mon, 24 Nov 2008 01:06:52 GMT

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Samantha3 says "NEVER CARRY A BALANCE ON SEARS, YOU END UP PAYING 4X THE COSTS." about Sears - Credit Card

Samantha3 — Fri, 21 Nov 2008 03:32:50 GMT

I, too have been changing over balances from various cards, and Sears was the first to go with actually paying it off!

I have not kept a balance on Sears Card for over a year and I will never keep a balance--no matter how "good" their major appliances may be.

Check out the Lowe's Card for major appliance purchases, they usually have 0% for a year and then you pay it off. I make payments monthly and it's paid off before the one year due date.

There is NOTHING WORTH PURCHASING USING SEARS CARD and keeping a balance with in-humane interest rates!

This will just reduce what money you have and you'll end up paying 3 to 4 times the original amount of the purchase.

Sears WILL lose from these tactics, because we, ultimately, are the boss!

How about more people realizing the rip off Sears is and be the boss over their tactics? Just do it--it feels so relieving and empowering!

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Jo123053 says "Be late with a payment and be hounded by collection calls." about Sears - Credit Card

Jo123053 — Mon, 17 Nov 2008 02:55:44 GMT

Can't wait to pay it off, the interest rate is high, customer service poor....

aliciaely says "easy and quick" about Sears - Credit Card

aliciaely — Fri, 15 Aug 2008 14:46:54 GMT

always an easy shopping experience...

syl says "Reliable" about Sears - Credit Card

syl — Thu, 31 Jul 2008 15:53:17 GMT

Just thinking about my mom taking me to Sears for my first credit card.ever.

This was in the late 50s.Yesterday I shopped Sears and got some great sale items, and of course used my credit card. syl

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QUEENLAROSA says " STARTED USING THE CARD FOR LARGE PURCHASES MY DUE DATE CHANGED" about Sears - Credit Card

QUEENLAROSA — Wed, 23 Jul 2008 16:19:46 GMT

I AM REVIEWING THE SEARS GOLD MASTER CARD AND THEIR POLICIES FOR OVER CHARGING INTEREST RATES, BECAUSE THEY CHANGE YOUR DUE DATE.

I BELEIVE THAT CREDIT CARD COMPANIES ARE VERY WRONG FOR CHANGING DUE DATES TO FIT THEIR CALENDARS AND THEIR POCKET BOOKS.

I HAVE BEEN HEARING THIS COMPLAINT FROM ALL MY FRIENDS AND ASSOCIATES THAT HOLD MAJOR CREDIT CARDS.

MAYBE THESE COMPANIES SHOULD GO BACK TO THE DRAWING BOARD AND CHECK OUT WHO'S THE BOSS AND WHO IN THE END LOOSES FROM THIS TACTIC.

BECAUSE I AS WELL AS SOME OF MY ASSOCIATES HAVE TRANSFERED OUR BALANCES FROM SOME OF THESE COMPANIES.

WHICH HAS TURNED OUT TO BE THE BETTER DECISION FOR US ALL.

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TBABYDOLL says "Sears & KMart now" about Sears - Credit Card

TBABYDOLL — Tue, 08 Jul 2008 22:23:22 GMT

It is nice now that you can use your sears card now at Kmart. The interest rate is high so we try to pay it off before the bill comes in....

tmarciniak says "Offers No reason to use it." about Sears - Credit Card

tmarciniak — Wed, 02 Jul 2008 19:55:15 GMT

The Sears Card offers no incentive to use it....

ssheila says "Credit card" about Sears - Credit Card

ssheila — Wed, 02 Jul 2008 19:27:28 GMT

Even though you can make small payments their Interest rate is way too high....