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    <title>Latest reviews about Orchard Bank - Visa</title>
    <link>http://www.viewpoints.com/Orchard-Bank-visa-reviews</link>
    <pubDate>Fri, 11 Dec 2009 22:18:40 GMT</pubDate>
    <description>Latest reviews about Orchard Bank - Visa</description>
    <item>
      <title>beutiful53 says &quot;this credit card&quot; about Orchard Bank - Visa</title>
      <link>http://www.viewpoints.com/Orchard-Bank-visa-review-d4530</link>
      <description>&lt;p&gt;I think they should not offer credit carto student expecialy this one because, the student think that this card you can used it indescrimitnaly and they dont have to pay the consecuense that come after they used and dont pay for a while, when they come to see they are in a big dilema because they dont know how they are going to pay because they are not working, so the expect the parents have to pay for this. They dont know that when they do this they are damaging their credit for a long long time. So i think that&#160; they should think twice before they fill out any application for a credit card. I am not saying thata good credit is good for anybody, but if you dont have a job is better t pay cash. Everybody wont to have a credit card to start building their credit so in the future you can buy your car or your house, but at the same time you have to be careful with who you do it.If you think about it if you start gettingcredit card before you have a job it will not be good on the contrary...&lt;/p&gt;... </description>
      <pubDate>Fri, 11 Dec 2009 22:18:40 GMT</pubDate>
      <guid>http://www.viewpoints.com/Orchard-Bank-visa-review-d4530</guid>
      <dc:creator>beutiful53</dc:creator>
      <rating>1</rating>
    </item>
    <item>
      <title>gereahallic says &quot;I cannot stand this company very hard to deal with.&quot; about Orchard Bank - Visa</title>
      <link>http://www.viewpoints.com/Orchard-Bank-visa-review-071d</link>
      <description>... </description>
      <pubDate>Mon, 17 Aug 2009 04:22:58 GMT</pubDate>
      <guid>http://www.viewpoints.com/Orchard-Bank-visa-review-071d</guid>
      <dc:creator>gereahallic</dc:creator>
      <rating>1</rating>
    </item>
    <item>
      <title>violasweet says &quot;it is what you make of it&quot; about Orchard Bank - Visa</title>
      <link>http://www.viewpoints.com/Orchard-Bank-visa-review-cc186</link>
      <description>... </description>
      <pubDate>Tue, 16 Dec 2008 07:21:18 GMT</pubDate>
      <guid>http://www.viewpoints.com/Orchard-Bank-visa-review-cc186</guid>
      <dc:creator>violasweet</dc:creator>
      <rating>5</rating>
    </item>
    <item>
      <title>mrozzes says &quot;It works&quot; about Orchard Bank - Visa</title>
      <link>http://www.viewpoints.com/Orchard-Bank-visa-review-d2332</link>
      <description>... </description>
      <pubDate>Tue, 25 Nov 2008 12:37:29 GMT</pubDate>
      <guid>http://www.viewpoints.com/Orchard-Bank-visa-review-d2332</guid>
      <dc:creator>mrozzes</dc:creator>
      <rating>3</rating>
    </item>
    <item>
      <title>shilodempsey says &quot;This is a must have for people with imperfect credit&quot; about Orchard Bank - Visa</title>
      <link>http://www.viewpoints.com/Orchard-Bank-visa-review-8f425</link>
      <description>I had credit problems from when I was first old enough to get credit cards.&#160; Enough time had passed where a lot of my old bills were starting to fall off of my credit report, but I still could not get a credit card.&#160; Orchard Bank sent me an email, and I decided, what the heck, it is worth a try.&#160; I applied and got it!&#160; I was so excited, no more pre-paids for me.&#160; I received the card, and kept using it and paying it off.&#160; Within a year, they offered me another credit card, and so did Capital One.&#160; I applied for the Capital One card and also got that one!&#160; My credit is on the uphill after almost 10 years, and it is so exciting!&#160; Orchard Bank is to thank.&#160;Seriously, if you need to start over, try them.&#160; They helped me!&#160; Happy Credit!... </description>
      <pubDate>Sat, 23 Aug 2008 16:50:53 GMT</pubDate>
      <guid>http://www.viewpoints.com/Orchard-Bank-visa-review-8f425</guid>
      <dc:creator>shilodempsey</dc:creator>
      <rating>5</rating>
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