Latest reviews about HSBC Bank - MasterCard

aonimo2 says "It was not a smart move to have this card. " about HSBC Bank - MasterCard

aonimo2 — Fri, 18 Dec 2009 18:20:07 GMT

I'm striving to be debt free....

allfloors says "This card has outrageous interest rates." about HSBC Bank - MasterCard

allfloors — Thu, 08 Oct 2009 22:31:01 GMT

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Starhunter says "Gets me by, nothing to brag about." about HSBC Bank - MasterCard

Starhunter — Fri, 25 Sep 2009 19:56:46 GMT

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MARIO1956 says "RATES COULD BE LOWER" about HSBC Bank - MasterCard

MARIO1956 — Sun, 30 Aug 2009 14:12:19 GMT

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lorib72 says "Great to have easy to get in trouble with--high rates." about HSBC Bank - MasterCard

lorib72 — Thu, 11 Jun 2009 12:45:23 GMT

This credit card company just about jumped at me when I needed a few extra bucks. Then when I had a death in the family I called them. I told them that I would be a day late with the planned payment in full. Everything seemed fine.

A day late. I Paid the account in full. Next time I signed into my account online. I was informed that my account had been closed.

This was the first time that I was late on this card. It had went a DAY past 60 days late. If they don't have a heart for someone burying someone. ESPECIALLY someone that called and was honest BEFORE anything was late. I have lost all respect for this card company.

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kitts100 says "HSBC could do better" about HSBC Bank - MasterCard

kitts100 — Wed, 06 May 2009 02:52:24 GMT

HSBC uses unfair practices in how they charge late and over the limit fees. They take longer than others to give credit for payments. I have sometimes paid online on the day due but then charged a late fee because of the delay in giving me the credit. What makes it even worse is that the credit was given before the actual closing date. I think it is really unfair to charge a late fee it the payment is made before closing even if it is not right on the due date. If I make a payment to capital one by 3pm I get credit for it that day and any charges are taken after the credit is given even if they were made first. For example I used my card at 10 am to get gas and it was for more than the available credit but went home and made a payment online and the charge was covered.

It is also unfair to charge an over the limit fee when the thing that made the account go over the limit is the finance charges or the unfair over the limit fee. Soon to be free of HSBC

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Julez says "Run away...do not walk away" about HSBC Bank - MasterCard

Julez — Thu, 30 Apr 2009 16:15:58 GMT

Whatever you do when you see an offer for a HSBC Platinum Master Card, run, do not walk away. The usual credit card complaints apply - ridiculous interest rate hikes, enigmatic fees, random charges to the account etc.

But the kicker is the Account Seccure "option". Though "optional" it sounds like a good idea, especially during these times, to take advantage of a safety net when offered. Amongst other features this service offers payment protection in case of involuntary unemployment. The problem with this particular feature is two-fold.

Once you file a benefit claim not only does HSBC raise your interest rate (in my case from 9% to 24%) the Account Seccure that happens to be an affiliated, independent company blatantly refuses to pay. Even after you submit all requested documents, jump though a few hoops and stand on your head while whistling the Stars n Stripes, in perfect tone, through your anal exhaust system.

So for lack of a better phrase...it's a scam. And I hope that whoever...

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suzee60 says "average credit card." about HSBC Bank - MasterCard

suzee60 — Sun, 19 Apr 2009 01:33:44 GMT

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tamm68 says "When I use a credit card, I reach for my HSBC card." about HSBC Bank - MasterCard

tamm68 — Thu, 16 Apr 2009 16:24:04 GMT

I have had my HSBC card since 2007. In all the time that I have had and used the card, I have never once had a single concern with it. Paying the card is as easy as using the card. Their website is user friendly, and they don't charge enormous fees if you try to pay on the due date. I, like most consumers, am currently cutting back on the use of credit cards in this difficult economy, but I will keep my HSBC card open regardless. I like to know that my card will be accepted anywhere in the world that I go. The convenience of being able to use it abroad, and to be able to contact customer service 24 hours a day in case of an emergency, those are conveniences that mean a lot to me. My husband and I travel abroad, and during our trips, we have never encountered a concern with having our HSBC card accepted. One of my favorite features of my HSBC card is that I am not charged a yearly fee. Why should I have to pay a credit card company for the pleasure of paying them interest? ...

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kurlos says "Accessable" about HSBC Bank - MasterCard

kurlos — Mon, 30 Mar 2009 02:04:18 GMT

It works great...

Lornar says "No frills." about HSBC Bank - MasterCard

Lornar — Sun, 29 Mar 2009 21:04:36 GMT

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kristi1984 says "Its a card that does what you would expect." about HSBC Bank - MasterCard

kristi1984 — Tue, 21 Oct 2008 18:46:43 GMT

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filleheureuse says "Good rewards program" about HSBC Bank - MasterCard

filleheureuse — Thu, 16 Oct 2008 15:24:45 GMT

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scientec says "Glad I've Got You." about HSBC Bank - MasterCard

scientec — Fri, 10 Oct 2008 22:46:59 GMT

You better not go over the limit....