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    <title>Latest reviews about Citi - Forward</title>
    <link>http://www.viewpoints.com/Citi-Forward-reviews</link>
    <pubDate>Thu, 24 Sep 2009 05:25:59 GMT</pubDate>
    <description>Latest reviews about Citi - Forward</description>
    <item>
      <title>ysj1205 says &quot;Citi Forward, a 'big' mtvU&quot; about Citi - Forward</title>
      <link>http://www.viewpoints.com/Citi-Forward-review-24500</link>
      <description>&lt;p&gt;Citi Forward works like a 'big' mtvU. It is almost the same with the one called citi mtvU card. They almost have the same rewards but this one has an upgrade one. It means Citi Forward card has a better reward programme.&lt;/p&gt;
&lt;p&gt;11,000 for applying and opening bonus thankyou points for new customer to them nowadays. You get 100 thankyou points when you pay your balance on time. 5 times thankyou points for use the card when purchasing books, music and in the restaurant.&lt;/p&gt;
&lt;p&gt;Although it is a pretty good card, but it is not quite easy to get this card. You need to have a fairly good credit history and credit score. Compared to mtvU credit card, you can not get thankyou points by sending your college grade.&lt;/p&gt;
&lt;p&gt;Overall, it is really a good card. Thankyou points can be redeemed to cash, visa gift card, famous merchant gift card, fashionable gifts and flight tickets, hotel stay and so on. If you have a comparely long history, I recommend you to apply it now to get thankyou points today.&lt;/p&gt;... </description>
      <pubDate>Thu, 24 Sep 2009 05:25:59 GMT</pubDate>
      <guid>http://www.viewpoints.com/Citi-Forward-review-24500</guid>
      <dc:creator>ysj1205</dc:creator>
      <rating>4</rating>
    </item>
    <item>
      <title>mochi0172 says &quot;Best reward Credit card for restaurant-goers!&quot; about Citi - Forward</title>
      <link>http://www.viewpoints.com/Citi-Forward-review-d51b0</link>
      <description>&lt;p&gt;Citi's Forward credit card is similar to their mtvU card:&#160; five points per dollar spent at restaurants, bookstores, and music stores, and one point for all other purchases.&#160; However, this card does not require you to be a student in order to qualify for it!&#160; The Citibank Thank your reward program is one of the best credit card reward program available because you have so many options for redeeming your points:&#160; cash, gift cards, statement credits, mortgage payments, student loan redemptions, gifts/other merchandises.&#160; You can't always redeem everything at a one point per one cent ratio, but when you're earning five points per dollar, that's still very good.&#160; Right now, there is a great sign up bonus for the card:&#160; five thousand points for signing up for paperless statements and six thousand points for fifty dollars work of purchases within three months of getting the card.&#160; That's eleven thousand points that you can redeem for say a one hundred dollar gift card or maybe seventy...&lt;/p&gt;... </description>
      <pubDate>Sat, 04 Jul 2009 17:10:58 GMT</pubDate>
      <guid>http://www.viewpoints.com/Citi-Forward-review-d51b0</guid>
      <dc:creator>mochi0172</dc:creator>
      <rating>5</rating>
    </item>
    <item>
      <title>pwm112 says &quot;A fun card with less than average rewards&quot; about Citi - Forward</title>
      <link>http://www.viewpoints.com/Citi-Forward-review-12571</link>
      <description>&lt;p&gt;&#160;&lt;/p&gt;&amp;#13;
&lt;p&gt;Citi Forward&lt;/p&gt;&amp;#13;
&lt;p&gt;I recently applied for this card.&#160; I was drawn to it for 6mth 0% APR and an 11000 point sign-up bonus if you chose e-statements, which I would have done anyway.&#160; So there are some immediate perks.&lt;/p&gt;&amp;#13;
&lt;p&gt;Their online interface is easy enough to use although I dislike needing to go to a separate site to redeem my rewards.&#160; Getting balances and paying your bill is user friendly.&#160;&lt;/p&gt;&amp;#13;
&lt;p&gt;As for the rewards, that is the drawback here.&#160; 1% does not set the world on fire and there are very few things that can be exchanged on a 100 point for 1 basis.&#160; Unless you specifically want to each at Chili's, you will be taking a 1%-40% discount on your points in order to redeem them, ie your 3000 points will get you possibly $20 of value. However, I would note that they do give you 100 points for every month of activity that you don't exceed your limit but do pay on time, which is a nice little feature.&#160; Also you always get 5% at restaurants.&lt;/p&gt;&amp;#13;
&lt;p&gt;Summary - definitely apply for the sign-up bonus...&lt;/p&gt;... </description>
      <pubDate>Sat, 20 Jun 2009 12:12:05 GMT</pubDate>
      <guid>http://www.viewpoints.com/Citi-Forward-review-12571</guid>
      <dc:creator>pwm112</dc:creator>
      <rating>3</rating>
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