Latest reviews about Capital One - Platinium Master Card

aureliaromero says "my favorite card" about Capital One - Platinium Master Card

aureliaromero — Thu, 19 Nov 2009 19:15:14 GMT

I have been a capital one credit card holder since 2000 when i opened a secured credit card. Gradually i have been offered up to 4 credit cards and have had one card platinum mastercard go to a high limt. They have also lowered my Apr to 8.8 which can still go lower. I got these offers in the mail after i have been a customer. Otherwise I believe they are strict and only accept applicants with very good credit. They have 24 hour customer service and have free online payments. Payments made before noon are credited the same businsess day. they do charge $39 over credit limit fee. There payments online are free of charge. You can contact them by phone customer service 24 hours a day. Their security department does red flag alerts for customer protection. They call your phone number and leave a message saying please call capital one to verify charges and attempts of charges. They also waive occasional fees for convenience.

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chenbo1 says "Great cc until they start to raise APR rates.. GREED!!!!" about Capital One - Platinium Master Card

chenbo1 — Sat, 12 Sep 2009 19:59:19 GMT

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platinumblonde435 says "Easy To Use" about Capital One - Platinium Master Card

platinumblonde435 — Wed, 26 Aug 2009 01:34:26 GMT

Very great company to have a Credit Card through. User friendly online access. Pay your bill online and not hassle with late fees....

mamboeric says "very good" about Capital One - Platinium Master Card

mamboeric — Tue, 25 Aug 2009 21:45:32 GMT

CAPITAL ONE CREDIT CARD. since i have take tha credit card from capital one, i'm feel so comfortable. After only tree months, they increase my balance limit from $500.00 to $1000.00. That is very interesting. The only proble i have with this credit card and the others from differents banks, is the fees i have to pay every month the get information of my credit history. I don't thikn that i must pay for that service. if i have an advice to give to capital one and the others banking institutions, it's to give that service for free because they don't pay to get it, so i don't understand why we should pay for that. also, i suggest them to decrease the interest rate, especialy for people like me. I don't understand why i should have pay a hight interest rate because i'm trying to build my credit. it is some kind of discrimination for me and i don't think that it's fair. but for the others stuff like online banking and notifications, theys are very good and i enjoy every days whit my credit card....

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honestgirl14 says "credit score goes up!" about Capital One - Platinium Master Card

honestgirl14 — Wed, 19 Aug 2009 22:31:36 GMT

This is a great card if you want to increase your credit score. I didnt have any credit when i got this card. Now i have a lot of credit score being high. I can apply for more credit cards and be accepted. You just have to make sure you have your due date payed or you will get a late fee. Which is not good. There was one time i was in the hole with this card. Im doing great now. I like it. It helps my credit now. Im glad i have the card. Its great when i dont have any money for a week and im broke. I wouldnt change it.

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Lelaview says "Capital One wiill work with you." about Capital One - Platinium Master Card

Lelaview — Wed, 17 Jun 2009 14:54:19 GMT

Capital One, like all credit card compamies, raised my interest rate when I paid late. I called and explained that I had inadvertantly done so, and they agreed to lower the rate and, without my asking, offered to give me six months to pay with no interest. Their customer service was outstanding, and I promptly switched all of my other balances to them in gratitude. In the current economic climate, I recommend careful research regarding monetary outlay, but Capital One has been the best choice for me.

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mamajerms says "The company has been very fair to me, and the card is very easy " about Capital One - Platinium Master Card

mamajerms — Sun, 07 Jun 2009 04:21:26 GMT

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ladyl123 says "High interest rates" about Capital One - Platinium Master Card

ladyl123 — Mon, 04 May 2009 23:33:08 GMT

Let customers go over limit then charge large "overlimit fees" each month...