http://www.viewpoints.com/aboutme/msstang523 Sun, 25 Nov 2007 18:07:26 GMT Reviews by msstang523 http://www.viewpoints.com/USAA-FSB-Total-Rewards-Mastercard-review-30850 You can earn points for each dollar you spend.  When you have enough points you can cash in the points anytime on gift cards, products or even cash.  Interest rate is about the same as most other cards, not great but not horrible either. ... Sun, 25 Nov 2007 18:07:26 GMT http://www.viewpoints.com/USAA-FSB-Total-Rewards-Mastercard-review-30850 msstang523 4