Reviews by mochi0172

mochi0172 says "Good card for cash back" about Citi - Professional MasterCard

mochi0172 — Sat, 04 Jul 2009 17:44:03 GMT

Citibank's Professional credit card is marketed as a business credit card, but will be reported to the credit bureaus as a personal card. The highlight of the card is that you get three points per dollar spent atrestaurants, office supply stores and gas stations. You will get one point per dollar spent for all other purchases. The points can be redeemed at Citi's Thank You program. This reward program is pretty comprehensive and you will have many options to redeem you points with: straight cash, statement credits, a variety of gift cards, mortgage payments, student loan payments, travel (through partnership with Expedia) and Citi's Visa gift card (which can be used anywhere VISA cards are accepted). Not everything will be available to be redeemed at a one point per one cent ration, but overall the program is very good and tis card is a great option for professionals or for anyone looking to get better 'cash back' for their spending.

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mochi0172 says "Favorite restaurant" about Chambers Kitchen - Minneapolis, MN

mochi0172 — Sat, 04 Jul 2009 17:27:43 GMT

Chambers Kitchen is my all-time favorite restaurant. I go out to eat all the time--my boyfriend and I have tried almost all the fine restaurants in the Twin Cities area. Chambers blew my mind away because it was so unique. First off, it is located in downtown minneapolis in a boutique hotel (chambers). It also has an art gallery that should not be missed. The main dining room is the the lower floor or basement area. The top floor is very trendy with lots of art, fire places and an ice bar. It's definitely a place to be seen so make sure to dress to the nines. I would describe the food as Asian fusion. I recommend the Tempura battered walleye dish (has a great mix of flavors) and the bacon-wrapped shrimp with cumin. Both dishes are excellent and made with quality ingredients. I first went there when they had a Restaurant Week special (three course meal for a fixed price) and they had the most unbelievable dessert ever. I don' remember the name (the dessert menu changes...

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mochi0172 says "Best reward Credit card for restaurant-goers!" about Citi - Forward

mochi0172 — Sat, 04 Jul 2009 17:10:58 GMT

Citi's Forward credit card is similar to their mtvU card: five points per dollar spent at restaurants, bookstores, and music stores, and one point for all other purchases. However, this card does not require you to be a student in order to qualify for it! The Citibank Thank your reward program is one of the best credit card reward program available because you have so many options for redeeming your points: cash, gift cards, statement credits, mortgage payments, student loan redemptions, gifts/other merchandises. You can't always redeem everything at a one point per one cent ratio, but when you're earning five points per dollar, that's still very good. Right now, there is a great sign up bonus for the card: five thousand points for signing up for paperless statements and six thousand points for fifty dollars work of purchases within three months of getting the card. That's eleven thousand points that you can redeem for say a one hundred dollar gift card or maybe seventy...

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mochi0172 says "Best card for students" about Citi - mtvU Visa for students

mochi0172 — Sat, 04 Jul 2009 17:00:19 GMT

I've had this card (Citi mtvU) for over 3 years and it is awesome for this student. You get 5 points per dollar at restaurants (including fast food), music stores, and bookstores (amazon.com is included, even if you don't buy books!!). The points can be redeemed through Citi bank's Thank You network and there are a lot of options: Gift cards, cash, statement credits, mortgage, student loan credits, travel, merchandises/gifts. Not everything can be redeemed at a 1 point per 0.01 ration, but I still think this is one of the top reward programs. With the mtvU card, you can earn points quicker, especially if you shop regularly at bookstores or if you eat out a lot (like me!). Since it is a student card, you do have to be in an accredited college to get the card. Also, since it IS a student card, your APR is going to be through the roof. Thus, make sure you pay your balance in full each month, otherwise having the rewards would be meaningless if you're racking up finance charges....

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