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    <title>Reviews by michelenjosh</title>
    <link>http://www.viewpoints.com/aboutme/michelenjosh</link>
    <pubDate>Wed, 20 Feb 2008 01:07:51 GMT</pubDate>
    <description>Reviews by michelenjosh</description>
    <item>
      <title>michelenjosh says &quot;As long as you pay it off every month, this is card to get.&quot; about Discover - Credit Card</title>
      <link>http://www.viewpoints.com/Discover-Credit-Card-review-c9681</link>
      <description>&lt;p&gt;I've had a discover card for over 20 years. I love it, and it is by far my favorite card. Love to apply the 1% cash back to the next bill I have. WhaaaaHoooo! However, it is a must to pay it off at the end of the month. I will, if I have to, transfer a high balance to a 0% for a year option on another card to avoid the 20+% that I will have on discover if I don't.&#160; I would encourage everyone to try discover as long as you can manage your dept.&lt;/p&gt;... </description>
      <pubDate>Wed, 20 Feb 2008 01:07:51 GMT</pubDate>
      <guid>http://www.viewpoints.com/Discover-Credit-Card-review-c9681</guid>
      <dc:creator>michelenjosh</dc:creator>
      <rating>4</rating>
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