Reviews by ladygray

ladygray says "Get rid of your Capital One now!!" about Capital One - All Credit Cards

ladygray — Wed, 03 Dec 2008 00:01:11 GMT

The best thing you can do is get rid of your Capital One cards. With the Economy the way it is if you default on them, Capital One will pursue you any way they can. Other creditor will simply write you off, send you to collections. Capital One will take you to court and freeze your bank accounts.

I started through the Chapter 11? 13? the one that helps you re-organize. Today I found out they garnisheed my bank account for over 4,000. That means I have 0 in my accounts and outstanding charges. I can't pay rent, utilities, nothing.

I'm in for a big fight and not sure I'm ready for it. I have to wait for tomorrow to see my lawyer and find out if he can stop it. I have to see my boss and get my direct deposit stopped. I may even have to borrow money from my kids to maike it to the next pay check and keep a roof over our heads.

I have to give a star for this to publish but they desearve 0 or even 1-5 black stars for what we feel is really bad....

ladygray says "Debt solution programs don't work well" about Renaissance Debt Solutions

ladygray — Fri, 25 Jul 2008 16:58:35 GMT

Just got back from the courts. I found out that most debt solution programs are not good. They take your money and do little or nothing to really solve your problems. The Judge has seen it many times. I figure my "lesson" has cost me over 900.00 I know I lost all the "fees" but I may lose what little I have supposedly "saved".

I signed up with Renaissance September 2007. They have not contacted a single creditor I listed. One of the creditors, Capital One took me to court. I found that contrary to what they say most creditors will accept less than the 10% they home for.

My best advice is go to the local community based groups that help you set up payment plans and get you real help.....FOR FREE!
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ladygray says "The best I've found." about Progressive

ladygray — Thu, 08 May 2008 01:30:33 GMT

Been with Progressive for 8 years now. I've had other companies cancel me for a couple of accidents. Progressive has not canceled me because of accidents. That's important to me. Also nice that they take care of all the details associated with accidents and repairs....

ladygray says "I love my Magellan" about Magellan - Maestro 4040 GPS Receiver

ladygray — Wed, 20 Feb 2008 03:17:28 GMT

I just got this as a present. Easy to set up; basically just plug it in, mount it in the car and you're ready to go. All of the equipment you need is in the box. The mounting bracket and suction cup to mpunt it on the window. The bracket is adjustable so you can put it in a convient angle to be read. It has plugs for house current, a USB cable so you can hook it to your computer for quick updates, and a cigarette plug for your car. There's even a CD if you really need help in how to use it.

I'm not into reading a lot of stuff to set up and run anything. I do deliveries for a living so getting around town is a must. This GPS allows me to enter several addresses and then have the maestro put them in order for me. It has an average mechanical voice, gives me ample warning of an upcoming turn, gives the direction and names the street I'll be turning onto.

Like any GPS it is not 100% on locating the address but it is within a couple of doors. I've ridden with a person using......

ladygray says "a leg in your hand puts a smile on your face." about Golden Skillet - Richmond, VA

ladygray — Sun, 10 Feb 2008 20:03:29 GMT

I'm on the road a lot so places to eat are important. The Golden Skillet on Jeff Davis may be the last one in the city. They serve fried chicken, lake trout, and a limited amount of pork chops. They often cook the food as ordered. It doesn't sit around waiting for someone. They have several sides, greens, fries, mashed potatos and gravy, mac & cheese.

I go for the chops. You can have just chops with biscuit or complete dinners. The meat all but falls off the bone. Hot, juicy, golden brown. The biscuits are soft and moist; good even without butter.

Sorry no drive thru; just good food. Worth the average wait time.
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ladygray says "Fast food meets upscale unsuccessfully" about Chipottle - Richmond, VA

ladygray — Sat, 05 Jan 2008 03:32:34 GMT

We were looking for a quick bite. Chipottle didn't have too many cars, so we thought we were early.

They use all natural meats and organic veggies whenever possible and that is the only thing good about it.

Marguartta was more low quality tequila than anything else. If it had lime in it I didn't taste it.
Steak had some tough parts, bed of salad greens was nothing but some lettuce, black beans were dry, salsa was ok and the spicy dressing was only thing good about it.

We will not give this place a second chance.
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ladygray says "Old but still great" about Chevy Astro - 2000

ladygray — Sat, 01 Dec 2007 02:29:16 GMT

The most dependabel car I've ever owned is a van. I work as a courier so a van is great for hauling stuff. My 2000 Astro has gone over 500,000 miles and my son now owns it. The engine is the same but the transmission had to be replaced at 250,000. Other than that it has had little more than the basic kind of repairs you have to do with any car.

The passenger van, like mine, has room for 6 adults and still has a little room for some cargo. Wth the seats out I have had 1750 pounds of cargo in it with no trouble. The gas mileage isn't the greatest but I added The Tornado and got the MPG up to 19 combined city and highway.

If they still made the Astro I would go back and buy one tomorrow. It's that good.
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ladygray says "Better than mixes" about Luzianne Tea Bags

ladygray — Sat, 01 Dec 2007 02:01:45 GMT

I love Ice Tea so much I drink it year-round. I prefer tea without sweetners. I think I've tried every brand and type made. Luzianne is never bitter and it can be made ahead of time.

I usually make it the night before by filling a gallon jug with very hot water. Then I drop in a family size Luzianne tea bag, screw o the cap and shake it a few times. If I want some extra flavor I add 4 small bags of a flavored tea like Bengal Spice, Tension Tamer, Plantation Mint, or Chamomile.

When it cools I put it in the fridge and have a glass any time I want. So I don't run out I have 2 jugs....

ladygray says "Great way to save some money" about MyPoints

ladygray — Thu, 22 Nov 2007 17:18:28 GMT

This site is great. I don't shop a lot online but when I do I like those extra points for my purchases.

I also love the gift cards that save me money on restaurants. Great places like Cracker Barrel, Olive Garden, Red Lobster.

I'd really like to see some more gas options: Wawa, Sheetz Or some of the newer Visa Mastercard gift cards.
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ladygray says "Increase your gas mileage" about Tornado - Air Gas Savings System Air Intake Insert

ladygray — Thu, 22 Nov 2007 17:01:42 GMT

The Tornado is a small piece you put inside your air intake hose. It causes the air to spin which puts more air into the fuel mix. I have put it in two of my vehicles and seen an increase.

My Chevy Van went from consistent 17 to 19/20. This is combined mileage. I drive for a living putting in over 200 miles a day.

My Hyundai Santa Fe went from a consistent 21 to 24 combined city and over the road.

Cost varies by vehicle. Each of mine was in ther $70 dollar range but worth the extra meleage it gave. In VA they are availabel through Trucking Thunder.
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ladygray says "good car except for spare storage" about Hyundai Santa Fe - 2003

ladygray — Thu, 22 Nov 2007 16:48:08 GMT

overall the Santa Fe is an excellent car. Started out with 21 mpg. I added a Tornado to increase it to 24.

I drive for a living and need some extra space for packages. Works well for this.

The one thing I dislike is the way the spare is stored. First time the tire was changed, my son did it and had trouble to get the spare out of the holder and had to put it back in to get the holder to stay up. He had to use the jack to raise the thing to get it back on the hook that holds it.

My son is a 24 year old Carpenter. If he had this much trouble how much would the average woman have?...