http://www.viewpoints.com/aboutme/karled Wed, 06 May 2009 03:12:16 GMT Reviews by karled http://www.viewpoints.com/Samsung-instinct-Cell-Phone-review-fc032 <p>The Samsung Instinct is a good alternative to Apple's Iphone.  It has a touch screen for input and most of the features are intuitive.  It allows you to list you speed dial by names, rather than having to remember which number they are assigned to.  The Instinct also supports a graphical voicemail system.  Incoming messages are listed by phone or by caller ID, if available, and are accessible by tapping the name/number entry.  The OS comes standard with a variety of useful tools:  calculator, web browser, email, text messaging, notes, calendar, etc. and several other tools can be downloaded for nominal fees.  The camera takes decent photos for a phone.  There is also a memory card slot so you can increase storage capacity or easily offload photos, mp3s, etc.  The main drawback is that the web interface is clunky and fairly slow, especially if the signal strength isn't at least 3 bars or more.  </p>... Wed, 06 May 2009 03:12:16 GMT http://www.viewpoints.com/Samsung-instinct-Cell-Phone-review-fc032 karled 4 http://www.viewpoints.com/Discover-Discover-Open-Road-review-b5ad4 <p>The Discover Open Road Card gives you 5% cash back on the first $100 you spend in gas and automotive purchases each month.  This includes car washes, oil changes, and auto repairs as well.  Anything over the 1st $100 gives you the standard up to 1% cash back beyond the initial 5%.  This is real cash, not just points.  It can be redeemed for gift cards giving you up to double the value, or you can simply take the cash.  Discover will deposit it directly into your checking or savings account, or you can use it to pay your Discover bill.  I save it up for the gift cards, though, since it gives me the better value, and I love to shop at their merchant partners.  Additionally, the cash back bonus doesn't expire as long as you account is active and in good standing.  You simply make your gas and automotive purchases with your Discover Open Road Card and once the cash back balance reaches $20 or more, you can redeem it for cash or gift cards.  </p>... Tue, 05 May 2009 15:25:09 GMT http://www.viewpoints.com/Discover-Discover-Open-Road-review-b5ad4 karled 5