http://www.viewpoints.com/aboutme/jeno654321 Tue, 10 Mar 2009 19:13:23 GMT Reviews by jeno654321 http://www.viewpoints.com/me2everyone-review-75368 <p>I have written reviews about this site and received comments that amazed me. Now I have finally figured out the confusion...nobody has seen a site like this before.</p><p>This is the future: a "virtual world" site....projecting to be 100million members strong by 12/2012. One of the most unique assets is that they are making the members the owners.</p><p>This is accomplished by issuing stock to each member at the rate of 250 shares to signup and 500 more shares for each referral. No...the stock is not worth anything today but, if this site develops the way it is intended....all shareholders should be quite happy, I'd say in maybe 5 years.</p><p>The price is right! Free is truly unheard of for stock...and it will not continue forever. I say accumulate as much as you can right now. </p><p>I signed up on 2/27/09 and have gathered over 17,000 shares. There is no limit. My personal goal is to top 100,000 shares. I want this site to succeed and so will you if you please take the time to read their information. They are based...</p>... Tue, 10 Mar 2009 19:13:23 GMT http://www.viewpoints.com/me2everyone-review-75368 jeno654321 5 http://www.viewpoints.com/Citi-Smith-Barney-Financial-Investments-review-e2a66 <p>It is truly best I do not write a review....why.? The truth hurts and I assure you the one person so far that has rated this company is most assuredly a moron. I will add that it is obvious they like their broker, the single most important thing a broker sells is themself. If you cannot sell yourself, you will not survive the industry. </p><p>Does this reviewer have a clue about investing....absolutely not!!! My advice is...be extra careful of all reviews, especially those written by a total novice. A LITTLE knowledge is very dangerous...!!!</p>... Sat, 03 Jan 2009 08:22:51 GMT http://www.viewpoints.com/Citi-Smith-Barney-Financial-Investments-review-e2a66 jeno654321 1 http://www.viewpoints.com/Vanguard-IRA-review-c5f43 <p align="left">The topic of 401Ks and  IRA is not so worthy a topic as the vessel into which one places their savings. Ultimately, both are merely tax deferred savings plans, where the savings are held is most important.  Further, the question of what kind of investor are you is not an issue either, all the companies listed offer the full spectrum of accounts from aggressive to very conservative.</p><p align="left">Most importantly, look at the companies, their track histories, and yes...their fees!!! Only one company on the list is worthy of mention and that is Vanguard. Not only do they have the performance history, but their fees are among the very lowest in the industry. All mutual funds have fees, even the no load funds. That is the cost of doing business so to speak. Many companies take advantage of what is allowable by the SEC while others manage quite fine minimizing said fees. A higher fee in no way connotes a better return, it simply is subtracted from what is called the total return.</p><p align="left">Compare apples to apples....and...</p>... Sat, 03 Jan 2009 08:14:33 GMT http://www.viewpoints.com/Vanguard-IRA-review-c5f43 jeno654321 5