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    <title>Reviews by gbarney04</title>
    <link>http://www.viewpoints.com/aboutme/gbarney04</link>
    <pubDate>Wed, 26 Sep 2007 15:10:21 GMT</pubDate>
    <description>Reviews by gbarney04</description>
    <item>
      <title>gbarney04 says "DON'T GET WHOLE LIFE INSURANCE!" about Allstate</title>
      <link>http://www.viewpoints.com/Allstate-review-39af1</link>
      <description>Lincoln Benefit Life &amp;mdash; 2940 South 84th Street &amp;mdash; Lincoln, Nebraska 68501-0469 &amp;mdash; www.accessallstate.com &amp;mdash;  &amp;mdash; I signed up for a term life policy 4 years ago that was supposed to be switched to a "whole life" policy after the first year. The way it was explained to me (because I didn't even want to sign up for the term because it was too expensive - $1200) was that after the first year I could switch to the whole life policy which cost $5000 and get a credit for the $1200 for the first year which is what I did. The insurance broker faxed me over the pages on a rush basis after the first year to switch the policy and I faxed them back to her the same day. What I believe was the terms and conditions page had been recopied so many times that you can't even read it. A few weeks later the policy book was delivered to me by the agent. The way she had described the policy was that my money would only grow so according to what she told me I should have $15000 plus... </description>
      <pubDate>Wed, 26 Sep 2007 15:10:21 GMT</pubDate>
      <guid>http://www.viewpoints.com/Allstate-review-39af1</guid>
      <dc:creator>gbarney04</dc:creator>
      <rating>1</rating>
    </item>
    <item>
      <title>gbarney04 says "DON'T BUY "WHOLE" LIFE INSURANCE!!!!!" about Lincoln Benefit Life - Allstate - Lincoln, NE</title>
      <link>http://www.viewpoints.com/Lincoln-Benefit-Life-Allstate-Lincoln-NE-review-4968</link>
      <description>Lincoln Benefit Life &amp;mdash; 2940 South 84th Street &amp;mdash; Lincoln, Nebraska 68501-0469 &amp;mdash; www.accessallstate.com &amp;mdash;  &amp;mdash; I signed up for a term life policy 4 years ago that was supposed to be switched to a "whole life" policy after the first year. The way it was explained to me (because I didn't even want to sign up for the term because it was too expensive - $1200) was that after the first year I could switch to the whole life policy which cost $5000 and get a credit for the $1200 for the first year which is what I did. The insurance broker faxed me over the pages on a rush basis after the first year to switch the policy and I faxed them back to her the same day. What I believe was the terms and conditions page had been recopied so many times that you can't even read it. A few weeks later the policy book was delivered to me by the agent. The way she had described the policy was that my money would only grow so according to what she told me I should have $15000 plus... </description>
      <pubDate>Wed, 12 Sep 2007 14:33:28 GMT</pubDate>
      <guid>http://www.viewpoints.com/Lincoln-Benefit-Life-Allstate-Lincoln-NE-review-4968</guid>
      <dc:creator>gbarney04</dc:creator>
      <rating>1</rating>
    </item>
    <item>
      <title>gbarney04 says "Don't trust this insurance company AT ALL!!!!!" about Lincoln Benefit Life</title>
      <link>http://www.viewpoints.com/Lincoln-Benefit-Life-review-7085</link>
      <description>Lincoln Benefit Life &amp;mdash; 2940 South 84th Street &amp;mdash; Lincoln, Nebraska 68501-0469 &amp;mdash; www.accessallstate.com &amp;mdash;  &amp;mdash; I signed up for a term life policy 4 years ago that was supposed to be switched to a "whole life" policy after the first year. The way it was explained to me (because I didn't even want to sign up for the term because it was too expensive - $1200) was that after the first year I could switch to the whole life policy which cost $5000 and get a credit for the $1200 for the first year which is what I did. The insurance broker faxed me over the pages on a rush basis after the first year to switch the policy and I faxed them back to her the same day. What I believe was the terms and conditions page had been recopied so many times that you can't even read it. A few weeks later the policy book was delivered to me by the agent. The way she had described the policy was that my money would only grow so according to what she told me I should have $15000 plus... </description>
      <pubDate>Wed, 08 Aug 2007 16:27:31 GMT</pubDate>
      <guid>http://www.viewpoints.com/Lincoln-Benefit-Life-review-7085</guid>
      <dc:creator>gbarney04</dc:creator>
      <rating>1</rating>
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