http://www.viewpoints.com/aboutme/cmself13 Sun, 17 Feb 2008 00:18:49 GMT Reviews by cmself13 http://www.viewpoints.com/Discover-Credit-Card-review-b1fe3 I've been a Discover card holder since 1994...In fact it was my first major card...I love the cashback bonus.  They were the first to have this type of reward for the "average" card holder.  My negative feelings just started recently in the last year.  I got a new Motiva card and shortly  after, I got a call about their credit protection program.  I never participate in those and I tried to nicely decline...At one point the rep asked if she could send me some info...I said ok, not realizing that my accpetance to review the material automatically signed me up for this...I was not pleased when I got my next bill..Now they were so so about it when I called to cancel, but what angered me was, that I don't have time to make extra phone calls about something I didn't want in the first place.  If I want a product or service I will seek it out...don't like to be bothered...and why do we as consumers have to opt out on everything....how about leave people alone...We Americans are quite good...... Sun, 17 Feb 2008 00:18:49 GMT http://www.viewpoints.com/Discover-Credit-Card-review-b1fe3 cmself13 3 http://www.viewpoints.com/Verizon-Wireless-Network-review-bbd91 <p>I was with T Mobile from 1999 thru Jan 2008.  The more time went on, the less reception and clarity I had.  Not sure why...got the tower needs tweaked excuse.  Then got the "if you stay with us we will give you your 6th month free".  Then was told needed new phone....I paid for the phone out of pocket so I would not have to extend my contract.  Not very pleased.  Verizon has been such an improvement I am so pleased.  No dropped calls, no reception issues, and clarity is great!</p>... Sun, 17 Feb 2008 00:09:53 GMT http://www.viewpoints.com/Verizon-Wireless-Network-review-bbd91 cmself13 5