Reviews by christinekim115

christinekim115 says "Okay service with okay benefits. Abundant available credit" about Chase - Business

christinekim115 — Sun, 05 Jul 2009 07:50:11 GMT

This is for the Chase Business card. I have had this credit card for about 2 years now and it has been okay with me. I chose to also get the Identity theft program provided by Chase for about 10 bucks a month. It is a pretty good service as they monitor your credit thoroughly every week to see what has been happening with it, and if there are any suspicous transactions on either your credit report, or your Chase Business card.

You earn 3% on some on the more popular purchases in certain areas, and 1% on the rest. There isnt very many points or rewards to be given, but I have cashed out about 500 bucks in rewards from the percentage returns.

It's not much but it helps a little. They are quick about giving you the rewards checks as well. They mail it within the next 2 business days and you receive them fast. Customer service is actually great, once you pass the hold times.

Overall judgement of this credit card is good. It's made for business so they give you a high...

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christinekim115 says "Horrible customer service and help when you want to change" about Ameriprise

christinekim115 — Sun, 05 Jul 2009 07:43:22 GMT

There is a long story associated with Ameriprise and my family. We had a personal financial advisor with Ameriprise Financial, and we were using this guy for many many years.

They do offer great customer service and help with your financial planning when you are with them, but when the time comes for you to pull the money out and actually retire... the whole story changes. This is what happened to my family. My dad personally wanted to now start taking payments from his program since he is 64 years of age and so I assume we had to make aphone call and some paperwork.

Well the paperwork was extremely abundant and it was very hard to fill out. When time came to actually fill out the forms, the agent we had was of no help what-so-ever. If anything, he was calling us to see if there were problems and that he left the intent that he would not want us to pull the money. He wanted us to see if it was possible to wait longer.

Overall, the experience with saving money with Ameriprise...

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christinekim115 says "Overall great service and great prices for people with no record" about AAA

christinekim115 — Sun, 05 Jul 2009 07:35:42 GMT

I have had a pretty good experience with AAA up until they excluded me from their policy. I understand why though. 3 accidents within a month and being under 21, my parents were paying insane premiums. They took me off the auto policy and I was able to see that AAA premiums are actually very low and are catered to those who are 25 years of age or older, and have a clean record.

They offer discounts for multi policy, good driver, lojack, and other things as well. My parents pay very little for coverage on 2 cars. The premiums can't really be beat either.

The best thing with AAA is just the service and the little perks you get for having the roadside assistance package. The roadside package gives you a certain amount of tows and jumpstarts, but it also comes with their travel center assistance as well as small discounts at many popular resturaunts and stores across the globe!

Overall, I am very satisfied with their roadside assistance package, as well as they're auto insurance...

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