Reviews about Insurance Companies

purplecount says "shop around" about Aflac

purplecount — Sun, 08 Nov 2009 02:12:12 GMT

When they came to my worksite it was very easy for me to see the "value" in their products. That held up until I checked the competition and had a claim to file.

Most of the companies that offered supplemental type products were in a different world as far as price. Some more than half the price. I think Aflac is so big because they appear to flood the market with "agents". I never saw the same agent twice.Our human Resources said they would have 3 different people call on the business every week. Even after we were an account.

I fell and broke my arm. First thing I did was attempt to call the person that had sold me the policy. They were no longer with the company. I found a number in the phone book. I was only able to get hold of a girl that answered the office phone. She was not an agent. She informed me it was my job to go online and file my own paperwork. REALLY!!! I am paying good money for a product that I assumed would have some degree of service. I was wrong.

I did get my claim...

...

NghtSkyyStarz says "USAA actually cares..." about USAA Banking and Insurance

NghtSkyyStarz — Thu, 05 Nov 2009 15:55:14 GMT

This isn't a business that's out to take advantage of you or your money. Yes, they are still a financial institution, but the treatment that I have received here is superior to every other place I've done business with. I have banking, home and auto insurance with USAA and am happy with all their products and services even after having to file a few claims; something's got to be said for that. My only complaint is that transfers between my account here and other institutions don't process as quickly as I'd like them to on the receiving end, but that isn't anything USAA can do anything about I don't think.

...

Bryan-Carey says "AFLAC Insurance: Supplemental Insurance for Peace of Mind" about Aflac

Bryan-Carey — Mon, 02 Nov 2009 19:12:39 GMT

Insurance is a necessary evil. Most insurance products offer nothing in return for your money except for peace of mind and many of these products do not offer enough protection when a crisis strikes. For those who could benefit from a little added peace of mind, the insurance industry brings us AFLAC Insurance, a company with dozens of different insurance policies for greater financial security.

Insurance Commentary:

I have held several different roles in accounting, finance, and management during my working career and AFLAC Insurance is a company I have grown to know quite well. I have served as the administrator of my company's AFLAC insurance plan in past job positions and I have dealt directly with AFLAC representatives. In general, my experience has been positive, but the overall picture with AFLAC Insurance does reveal a few blemishes, which is typical of many insurance companies.

Looking at the positive news first, AFLAC Insurance is a good place to turn when you want insurance...

...

alexsammons says "Always consider everything when choosing an insurer" about Farmers Insurance

alexsammons — Mon, 02 Nov 2009 04:22:38 GMT

I have had auto and home insurance with Farmers for three years. You don't need insurance until you need it. And when that time came, I was a bit disappointed. Most companies offer replacement value - Farmers offers depreciation value. When my vehicle was broken into in my driveway and my professional photo gear and notebook have been stolen, Farmers estimated the depreciated value to be less than half of the cost to buy the same equipment used on eBay. Price of my top of the line notebook was estimated to be $250.

On top of that, they were making me pay $8 per month in "draft fees", to cover automated bank drafting on my monthly premium payments. Structure of payments has been very strange and I never took the time to really break it all down - too complicated.

I switched to Nationwide insurance for all vehicles and home. They provided replacement cost, not depreciated cost. In addition to a much lower deductible on comprehensive and collision, I will also gain annual...

...

megatans says "Progressive has great online services!!!!" about Progressive

megatans — Fri, 30 Oct 2009 13:33:58 GMT

Progressive is a good solid company that offers several payment options and outstanding claims service to it's policy holders. Progressive offers several online options for those who don't have time to visit their local independent agent's office. Allows policyholders to make online policy changes, online payments, print various documents, enter claim information, and other various options online.

The flexibility of this company is amazing. In today's fast paced world, everyone needs a company with online features and 24 hour customer service as this company does. Progressive's rate are very reasonable, especially for those younger drivers or those in need of SR-22 insurance services.

Progressive also offers a variety of options to those in need of commercial auto coverage and motorcycle insurance. I am a policy holder of regular auto insurance and motorcycle insurance with this company. I found their motorcycle coverage to allow for the most basice policy for those who just...

...

Krystal18 says "I love it" about Allstate

Krystal18 — Fri, 30 Oct 2009 02:32:55 GMT

How much is this laptop? Do anyone feel it is worth it? I am looking for a new laptop, and this one looks cute. I have a toshiba, and it works. I want a computer that will look cute just like me. Everyday a shepard sent his son to take their few sheep out to pasture. We cant afford to lose even one. A young mouse begged his mother to let his first look at the world outside the mouse hole. The little mouse had not been gone five minutes when he saw me she waved her long tail as if she were glad to see me. Fear is a greater motivator. Self-esteem and self-understanding are two of the most important components of your persoanl make-up! A student can be brilliant in terms of mental disabilities, but may perform at a very low capacity because of unhealthy self-esteem. If you let other people rule your life, you will always have unhealthy self-esteem. You will feel helpless and out of control as long as someone else has power over your life....

thaddeusmt says "Cheap, but poor communication about billing issues" about Progressive

thaddeusmt — Thu, 29 Oct 2009 17:30:21 GMT

The rates are cheap, but my declined bank account transfer was handled poorly.

When first creating a policy with Progressive everything seemed to go fine. I got my Insurance cards in the mail and thought I was good to go.

I received no emails that anything was wrong, and since I had my insurance cards I didn't think to log into the Progressive website either. Everything seemed good.

Then, *almost two weeks after starting my policy*, I got a "Rescission" notice in the mail (snail-mail, USPS) saying that my payment (bank account transfer) had failed and my policy had never started (I miss-typed my account number apparently).

WHY COULDN'T I HAVE RECEIVED AN EMAIL IN ADDITION TO THE LETTER, NOTIFYING ME THAT I WAS NOT INSURED MUCH SOONER?

What if I had gotten into an accident while that letter was in the mail?

Progressive claims to be serious about this "paperless" online thing, but relying on the regular mail for something important like this is ridiculous.

By the time I fixed this and started...

...

saconsumer says "Consumer Beware - USAA Doesn't Measure Up" about USAA Banking and Insurance

saconsumer — Tue, 27 Oct 2009 18:33:24 GMT

In the past several years, USAA has continuously pushed lobbyists to get substantial insurance premium increases. They also aggressively pursue "preferred providers" that do not have the consumer's best interest in mind. These rationales of 2 parties in cahoots together does not serve the public trust. Speak with your mortgage lenders before securing property insurance as they are knowledgeable about what you should be paying and their interest in your property is to see that damages and unfortunate situations are well taken care of. That is not something USAA or their contracted preferred providers want you to know.

...

jackhuston35 says "If you need car insurance - look no further" about Segu Card

jackhuston35 — Tue, 27 Oct 2009 07:50:49 GMT

Getting perfect car insurance for Mexico is a matter of shopping around. People who just had a trip to Mexico will tell you that how unsafe it is to travel to Mexico without carrying car insurance. The easiest and quickest way to shop for car insurance is by going online. This method of shopping saves money, as here you are not required to pay to underwriters and agents.

Usa Auto Insurance provides car insurance for Mexico in a prepaid card form. They were the first to launch prepaid insurance in November 2001. You can get a car insurance quote online. They offer insurance at exclusive price by offering various discounts.

For more Information :- http://www.segucard.net/

...

jlowe308 says "To expensive and ever changing rates." about Nationwide Insurance

jlowe308 — Mon, 26 Oct 2009 04:23:44 GMT

I have Nationwide.I had a problem with my car insurance renewal.I have been with them for years so when renewal time came they forgot to give me a buz.I paid thinking things was ok then I got a letter from the DMV stating I had no insurance and I did.I ended up sending them a letter to no avail paid a $100 fine not once bu then again twice so it made me really mad and the Tag office did not care if I had proof or not tag renewal time I was screwed.Stayed with them but told them if this ever happened again then I was never coming back as a client.So far so good we will see....

CynthiaAnnJones says "Local service with excellent benefits. Quick personal responses." about Farmers Insurance

CynthiaAnnJones — Sun, 25 Oct 2009 22:39:30 GMT

Farmer's Insurance has been extremely helpful to my family. Our local agent is always quick to respond and looking for ways to save us money.

We own a home, and insure it and our vehicle through Farmer's. They have also handled an accident claim, so we have seen their methods and response times personally. Even though the other driver was at fault and uninsured, Famer's still paid the damages, quickly and with an estimate from our own choice of garage.

All in all, our experience with Farmer's has been efficient, thrifty, and pleasant. We plan to stay with them permanently, because you never get shifted from one corporate hotline to another, but are always served politely, and feel that your agent is still working to save you money even when you aren't directly in touch. Also, the statements are timely and they work with us to structure everything in the easiest possible way. We have received several discounts which are faithfully reflected in our policy.

...

mikeslady78 says "Geico...Raises your blood pressure 15% or more on car insurance!" about Geico

mikeslady78 — Sun, 25 Oct 2009 14:00:33 GMT

My husband and I were on his grandmothers insurance policy before she moved. Well we had to get our own policy and I shopped around for a good week getting price after price! Finally we talked to Geico and they gave us a good price so we got their Western Union quick collect info and went straight up to the store and had the downpayment sending so I could get my insurance cards faxed to me. We get home and called them with the conformation number showing we had paid it and everything. Well then the lady informs me that they will need MORE money to start my policy! I was enraged I had shopped around until I just had to choose. They gave me a price I didnt like but it was better than others. So I send them the last of our money to find out they werent even going to start my policy until I sent more money. My husband asked why it had changed within the half an hour it took to send the money.This is the moment when they informed us that they dont get down into your driving records and credit......

redjen says "A great company or a great front?" about Farmers Insurance

redjen — Fri, 23 Oct 2009 11:47:52 GMT

I worked for this company for seven years and though I must say the majority of the time it was a great company until I started seeing how they treat their customers. I was there when they were turning down Katrina survivors and not helping due to the water damage and although I undestand that you must have flood insurance, the household insurance should have covered the house and items within, but due to the water damage, it was not. There have been other times and disasters that I have witnessed where the company just skimped on paying out and these poor people had been paying this company for years and years and been faithful to the company, regardless of price hikes. Why, after so many years of coverage, does a company do this to someone?...

danlety says "otra es mejor que esta" about Geico

danlety — Fri, 23 Oct 2009 00:03:02 GMT

geico compania de seguros de carro que promete muchoooooo que se anuncia muchoooo que dice ser la mas economica por su precio si quieres ahorrarrrrrrrrrrrrrr,,,, geico que te compra si te dejas pasar por boba con todos sus anuncios y todas sus promociones, y en realidad geico no es nada de eso te pone mas restricciones que ninguna , geico es un seguro de carro carisimo que no vale gastar en el, en comparacion con otros seguros que te brindan lo mismo y son muy buenos,, no les gusta brindarte opciones a no ser que les digas que la verdad ya no quieres seguir con ellos , que prefieres otro seguro que a ellos y entonces te ofrecen de todo, claro todos son iguales les gusta cojer dinero y dinero y a la hora de la verdad te ponen a correr, no les importa para nada lo que le has pagado y el tiempo que llevas con el seguro, la verdad geico no es recomendable es al seguro uno de los seguros de carroas que te afectara grandemente tu bolsillo y al final no resuelve nada.

...

russellb says "Great transitional experience" about American Family Insurance

russellb — Thu, 22 Oct 2009 21:18:29 GMT

I recently decided to go through a thorough review of all of my homeowners and automobile insurance requirements and coverages. I used to be very lax about this, but over the past several years as my financial position has improved and my family has grown (both in size and count), i have tended to become more aware of the nuances and differences between different insurance companies, and between the coverages that they offer. I was pleasantly surprised to find American Family Insurance company through a quote from the "NetQuote" service... I was contacted directly by a local agent who was clearly motivated to get my business, but who was also extremely knowledgeable, and who i felt was very open with me on my needs and how much I "should" be covered for. She pointed out several holes in my total coverage amounts (particularly in liability), and after further study, i completely agreed i needed more. Even after the increases though, AFI's rates were still lower! All in all, a great...

...

Tiramisu says "Hard to get through on phone" about Liberty Mutual

Tiramisu — Thu, 22 Oct 2009 00:41:01 GMT

When calling Liberty Mutual, I have found it very difficult to get through to a person on the phone. Calls get routed to different offices so it is impossible to establish a relationship with someone who you could call "your agent." I have used Liberty Mutual for years and would prefer to have one person I could contact for policy changes or questions. A few times I have noted the name of the person I've spoken to and tried to get that person again at a future time but have never been able to reach the person I'm looking for...they are usually out of the office for the week or no longer work there.

...

redartteacher says "I f I could do this over I would NEVER have used Aflac!" about Aflac

redartteacher — Mon, 19 Oct 2009 15:02:50 GMT

I have paid my Aflac premiums for Short term disabilty faithfully for 3 years and now that I am actually out and in need of my money it has been one problem after another. My faxes are never received or they accidentally misread something. Every person you speak to tells you a different story and it delays the claim process. When I finally had it ready then they inform me that my policy had been terminated at their fault. They would need to reinstate the policy which delayed the claim even further. Needless to say 6 weeks later and I still have no money! I would not recommend them to anyone!!

...

tandl0218 says "Allstate insurance is the best by far!" about Allstate Insurance

tandl0218 — Sat, 17 Oct 2009 18:35:08 GMT

We have been with Allstate Insurace for about 15 years now. Our agent is Randy Holt in Pittsboro NC. His assistants are Suzanne and Adrienne and the two of them have moved haven and earth to help out when we have a question or a problem, which hardly ver happens. But as you know nobody is perfect. We have been with other insurance companies in the past ad not one could hold a candle to Allstate. In service, cost or claims assistance. I was with State Farm in the past and just as soon as my vehicle was reported stolen all of a sudden they say that my ins. was cancelled 2 months prior. Tht was news to me. My husband also had State Farm in the pst and when he had a claim, the canceled his policy. I have spoke to others about ins. and they had similar stories. I have now and will always stand behind Allstate and our Allstate Agent. I only gave them a four star because like I said nobody is perfect, but they are about as close as you ca get.

...

lainikuumba says "Geico a great insurance company for people like me!" about Geico

lainikuumba — Sat, 17 Oct 2009 15:49:40 GMT

Gieco, is a great insurance company for people like me. What I mean is that I am on a very strict budget and Geico has worked with me to give me the best quote. I have been with them for several years now and the service just keeps getting better. I can pay by phone, directly withdrawals, or walk into there local office. I enjoy going into there office because they are so friendly and the customer service is really great. Geico also, offers renters insurance and other forms od insurance at very good rates. I don't think I will be changing my car insurance anytime soon. I will be getting some renters insurance fromthem at the first of the year. I don't have to worry about my car insurance going up and down.They are the best in my book.

...

filo6989 says "Be very aware before you deal with this company..." about Shelter Insurance

filo6989 — Sat, 17 Oct 2009 04:03:33 GMT

Shelter Insurance Company has been extremely unfair with my company. In May of 2009, my used car dealership was hit by a drunk driver who was insured through Shelter. The driver, age 19, hit four cars total (at 2:30am on a Thursday morning). Of those four cars, one was considered totalled by a Shelter Insurance claim adjuster. We were told by this Shelter Insurance adjuster that when they total a vehicle (pay off on it), they use examples they get from insurance salvage pools (thats what they go by-according to her). She told us they would offer us $5,300 for our "totalled" car (at first). When we questioned it for being so low (2007 Chevy Cobalt LS with 15k miles) she came back and said, $7,300 instead. While that seemed to be negotiating well to the average onlooker, it seems as though ALL of the "examples" from salvage pools, (you know, the ones they "go by"?) were bringing well in excess of $10k, the majority being $12k+ for the same year, similiar miles, 2 door, etc, etc.....So,...

...