http://www.viewpoints.com/401Ks-IRAs Mon, 23 Jun 2008 02:31:55 GMT Reviews about 401K's & IRA's http://www.viewpoints.com/Principal-Financial-Group-IRA-review-38df4 I have a current 401K with Principal Financial Group. Have already contacted them 3 times about funds not being available in my acount. They sometimes block your funds and make it impossible for you to protect yourself in a going down market. So even if you predict the market is going down you cannot transfer in others funds like Money Market as they will not make the funds available to you until the market has reach the bottom. They are rude and don't care about you having to  delay your retirement 2-3 year because their own mistakes. They once have appologied to me that one of thei employees has lost a transfer order so is was not executed for 3 weeks. I do not have the option to replace them as I'm still with my employer that has a corporate account with them, but I will definitevely find onther 401K retirement manager once I change my employment. If you have a choice don't use them. You will end up frustrated and having to delay your retirement because of their... Mon, 23 Jun 2008 02:31:55 GMT http://www.viewpoints.com/Principal-Financial-Group-IRA-review-38df4 plz 1 http://www.viewpoints.com/Fidelity-Funds-IRA-review-ec4d Fidelity has been my companies choice for 401k investing. Their website is very informative because they list all their information as well as each stock that is available and the corresponding information that goes with each stock. I also have had to contact Fidelity on many occassions, even though they have a horrible automated phone system their service reps. are very professional, knowledgeable and helpful. I would recommend Fidelity for any one who is looking to invest for their... Tue, 13 May 2008 20:39:36 GMT http://www.viewpoints.com/Fidelity-Funds-IRA-review-ec4d mchelb1 5 http://www.viewpoints.com/Vanguard-IRA-review-795e1 I have been with Vanguard for a couple of years now, through my employer's 401K program, and they have always done well fo rme. They have various forms of financial education material to assist you in your investment decisions. They ask you a few quesitons about your investment needs and wants and provide an asset mix to help you invest to meet your needs and goals. I would recommend their services to anyone looking to invest for theier... Mon, 12 May 2008 13:52:32 GMT http://www.viewpoints.com/Vanguard-IRA-review-795e1 glada 5 http://www.viewpoints.com/Vanguard-IRA-review-7e881 i've been using vanguard's ira and regular mutual funds now for over 5-6 years now.  they have been really great for those of us who don't get into the nitty gritty of investing.  great tools to use to learn about risk and how it guides you towards various funds that match your risk tolerance.  moreover it lets you know at each step why it recommends such funds... so far i've made some pretty decent returns over the years and the IRA i chose is still chugging along. — — vanguard's website, compared to some other investment firms' i've used, is by far the easiest to use.  they really make an effort to let you know what the terms mean, how to buy/sell and all in all don't make me feel stupid.  it's a great way to start investing for the beginner. — — —... Sun, 11 May 2008 02:45:55 GMT http://www.viewpoints.com/Vanguard-IRA-review-7e881 teqeela 5 http://www.viewpoints.com/Vanguard-IRA-review-0fd61 I am new to 401k and other retirement plans. And even more living on a fixed income. I make good and My wife brings home good pay too. So why don't I see the benefits of it all? I'm am broke every paycheck. I work over 100 hours a week sometimes my wife 50 or more. I wondering for along time of just how this is... I came up with the fact that I'm in debt up to my eye bays! I was never told about savings and investing in high school was a joke. It was all about the cars and clothes and who had what. I was able to get a great great job without any schooling which is a blessing above all others. Once I had this job the problems didn't go away. Yet I am digging my way out. I worked for 2 years before even looking into the vanguard 401k program my company offers. I didn't see how i could afford anymore bills but I knew I had to start putting away. Boy did I and after only 6 months I already had saved up over $3,500 and On my way to retiring with peace of mind that my future is secure. I... Wed, 07 May 2008 17:50:25 GMT http://www.viewpoints.com/Vanguard-IRA-review-0fd61 got8thnotch 5 http://www.viewpoints.com/Vanguard-IRA-review-48091 We have opened Roth IRA with Vanguard over three years ago. We chose S&P 500 that was suggested to us by a financial advisor- and are very happy with it.The funds are low cost, easy to navigate website, and so far with all market being up & down ( mostly down)  - minimal losses :) We set up an automatic transfer directly from our bank acount - the amount can be adjusted at any time - feature I love as  my 401K  choices get locked in for a... Mon, 05 May 2008 01:10:20 GMT http://www.viewpoints.com/Vanguard-IRA-review-48091 alexsmommy1 5 http://www.viewpoints.com/Fidelity-Funds-IRA-review-a8e40 Fidelity has very friendly interface, it is easy to find out the transction history, balance, and year to date change. It will be better if more details of the mutual funds will be provided. Also it's better if it provide some mutal fund selection tools. In a word, I like it.... Sat, 03 May 2008 07:39:35 GMT http://www.viewpoints.com/Fidelity-Funds-IRA-review-a8e40 windbell123 4 http://www.viewpoints.com/Charles-Schwab-IRA-review-1eee4 They have been doing great things with my money.  The rep was very knowledgeable and had a great investment plan set up for me before I got there.  It was very well balanced and had a good history of high return.  I have been very happy with the rate of return on this... Fri, 02 May 2008 15:34:07 GMT http://www.viewpoints.com/Charles-Schwab-IRA-review-1eee4 Russsandra99 5 http://www.viewpoints.com/Charles-Schwab-IRA-review-ed2e4 This is by far one of the best companys to invest with because they are dependable, reliable and stable.  This company has been around for many years which is always a plus when looking for a place to invest your hard earned money.  The investors that work there are knowledgeable and helpful and will give great advice.  I would recommend this to all of my friends and... Fri, 02 May 2008 14:48:21 GMT http://www.viewpoints.com/Charles-Schwab-IRA-review-ed2e4 twoshoesinlove 5 http://www.viewpoints.com/Nationwide-Retirement-Systems-401-k-Individual-review-163e5 If your place of business gives you the option of this 401k plan, it is a pretty good plan, at least as good as any of the others that are out there right now. You will get a quarterly statement and can view youyr account on line. There is an online tool to change or add to yor options but it is a bit confusing. All in all, it is well worth it to put some money away for... Wed, 30 Apr 2008 04:37:09 GMT http://www.viewpoints.com/Nationwide-Retirement-Systems-401-k-Individual-review-163e5 shadow3619 3 http://www.viewpoints.com/Fidelity-Funds-IRA-review-dc226 Fidelity offers a wide range of products and services to it investors to assist them with meeting all their investment goals. The online planning tools are extremely helpful to even the most novice investor. You can reach an investment associate by phone, email, live chat and by visiting a branch office. I think they offer the best features at the lowest... Tue, 29 Apr 2008 18:43:26 GMT http://www.viewpoints.com/Fidelity-Funds-IRA-review-dc226 laurajay 4 http://www.viewpoints.com/Wachovia-Roth-IRA-review-cb000   I have been a member since 2005.  Very easy to access and use. I would highly recommend Wachovia for a 401k savings program.  You are able to change investments daily without any penalties.  Current information on investments.  Long term and short term losses or gains.  Many options to choose... Mon, 28 Apr 2008 19:46:52 GMT http://www.viewpoints.com/Wachovia-Roth-IRA-review-cb000 maullover 5 http://www.viewpoints.com/Wachovia-Roth-IRA-review-254e1 THIS COMPANY RELLY KNOWS WHAT THEY ARE DOING. IF YOU ARE PLANNING TO INVEST I WOULD DO IT WITH THEM. THEY SEEM TO KNOW HOW THE MARKET WILL TIP AND TURN, GOOD PREDICTIONS! THIS IS THE NUMBER ONE INVESTING FIRM AROUND. IF YOU WANT TO GO ON A FISHING TRIP TO CHECK THEM OUT JUST ASK THEM, THEY HAVE A GREAT RESORT!! PAID FOR BY ALL THE PROFITS THEY MAKE. IRAS ARE GOING THROUGH THE ROOF RIGHT NOW, I WOULD NOT EVEN INVEST WITH ANYONE ELSE, HECK WITH 401 K, GO WITH THE ROTH IRA IN UTILITIES, THAT IS WHERE THEY SENT... Sun, 27 Apr 2008 23:29:32 GMT http://www.viewpoints.com/Wachovia-Roth-IRA-review-254e1 PIKE33 5 http://www.viewpoints.com/Fidelity-Funds-IRA-review-772e1    I have been with fidelity for many years, and I am glad I have, It has been a easy investment for the future, and being online; I have been able to track it more easier. It has many online tools so you can check different investments, or you can see if you are saving enough for the future. Plus it has the added  feature that if you need a low interest loan, you can borrow against your investment; and when you pay back the loan, you pay the interest and loan back into  your investment. All and all it has been a worthwhile experience, Anyone planing on investing in the future, this is the place to... Sat, 26 Apr 2008 08:29:01 GMT http://www.viewpoints.com/Fidelity-Funds-IRA-review-772e1 timthetoolman60 5 http://www.viewpoints.com/Fidelity-Funds-IRA-review-85e01 I had to retire very early, due to health issues and had to decide how to handle my 401K. I also had 2 smaller amounts with different institutions from previous employers. — I decided to combine all 3 into one account that I could view on-line and access if needed. I did some research and then called Fidelity. I cannot praise the folks that I dealt with at Fidelity enough. Pleasant, knowledgeable, patient and reassuring. — I was very anxious about facing the future, with no income of my own - to be dependant on my husband, not to say he is not supportive and a good provider but I've earned my own income since I was 12 ! This was going to be difficult, to say the least ! — I highly recommend Fidelity for anyone trying to protect their financial future. They talked me through opening an account online and advised how to move the other accounts. Fidlelity was the easiest to deal with out of the 3 companies involved and the quickest to respond to any... Fri, 25 Apr 2008 14:45:49 GMT http://www.viewpoints.com/Fidelity-Funds-IRA-review-85e01 Tip 5 http://www.viewpoints.com/Fidelity-Funds-IRA-review-1b1f I have received an account at work as my copmany chose them. I am happy. I can call in inf I have a ny question s and I always get good treatment. The guys on the support line are professiona, that 's wat I want from my 401 k. I was able to rollover my profile easily. Would recomend it to anyione. The only dissapointment I had was that their offices were not affiliated with the 401 k program so I had to call and couldn't tak to anyont on... Fri, 25 Apr 2008 03:29:15 GMT http://www.viewpoints.com/Fidelity-Funds-IRA-review-1b1f LanaDay 4 http://www.viewpoints.com/Charles-Schwab-IRA-review-070c2 Charles Schwab IRA is great!  The people are wonderful to work with and treat you with respect.  The investment options are also winners.  I've  had many investment options with Charles Schwab in the past.  Some have been stock investments.  Others have been like the IRA.  When dealing with Charles Schwab, I noticed the customer gets the personal touch.  The counselors really care.  Your money is easy to track.  Your investments are easy to track.  It is just not enough to deal with a so so investment firm.  You need to deal with one that considers you and your needs foremost.  This is what you get when  you deal with Charles Schwab. This investment firm has been in business for years which also helps the investor feel better about putting  his/or her money in the company  and dealing with the stocks and bonds that they have or that you pick for your self.  I would recommend this company and its... Thu, 24 Apr 2008 21:58:53 GMT http://www.viewpoints.com/Charles-Schwab-IRA-review-070c2 cookie12th 5 http://www.viewpoints.com/Wachovia-Roth-IRA-review-d4fe1 i recently found out that they were letting companys make fardulant charges on accounts nad not following up and contacting the people or resolveing the problem they now are being taken to court by countless people and looks like thye may not be the best in customer service... Thu, 24 Apr 2008 04:26:09 GMT http://www.viewpoints.com/Wachovia-Roth-IRA-review-d4fe1 kennyraff 1 http://www.viewpoints.com/Vanguard-IRA-review-f81e3 I have my SIMPLE IRA through Vanguard and couldn't be happier. Even though I am able to contribute only a small portion of my paycheck to the IRA (since I have small children at home, i.e. lots of expenses!), my account has grown at a nice, steady pace over the last 6-7 years, and I am looking forward to being able to increase my contributions.... Mon, 25 Feb 2008 02:14:45 GMT http://www.viewpoints.com/Vanguard-IRA-review-f81e3 silvasorache 5 http://www.viewpoints.com/Fidelity-Funds-IRA-review-8d100 $2000 each at tax time.  $1000 a month in the 203B so his net income is less for IRS to tax us.  Great ideas the great guys & gals at Fidelity give us to retire nicely & save tax money every year.  Then the addition of a Money Market that was at 6% at its high to 4.9 at its low & no bank can say that.  So we have free checking at the bank for direct deposit to go into.  Bills are paid online from that & spare money, less $200 fun money a month, is transferred to Fidelity for Money Market.  If we see a stock we want the money comes from the Money Market. — Great way to build retirement & make money doing it.  Fidelity is the best! —... Sat, 05 Jan 2008 22:15:48 GMT http://www.viewpoints.com/Fidelity-Funds-IRA-review-8d100 MacGyver 5