http://www.viewpoints.com/aboutme/Jplred Thu, 11 Sep 2008 14:23:16 GMT Reviews by Jplred http://www.viewpoints.com/USAA-Banking-and-Insurance-review-03ea5 USAA has a strong reliable reputation as being a trustworthy miltary-based insurer.   You have to meet their eligibility criteria in order to be considered for membership.    They have the highest rating (A ++) from the A.M. Best company, an independent company which rates insurance companies.    The rates tend to be affordable, but they also usually follow fairly strict underwriting guidelines.   Their service is consistently rated very high.     ... Thu, 11 Sep 2008 14:23:16 GMT http://www.viewpoints.com/USAA-Banking-and-Insurance-review-03ea5 Jplred 5 http://www.viewpoints.com/Baby-Einstein-DVD-Collection-review-43254 Baby Einstein DVDs and Videos are excellent learning and entertaining tools for babies and toddlers.   Even older children can enjoy them.    We have many of the DVD's, and my toddler's favorite is Baby MacDonald about farms and farm animals.    We also really enjoy the Classical music videos, such as Baby Mozart and Baby Bach.   Our local library has a number of the videos from the series that can be checked out.   If you just want to check out the videos without committing to buying anything, try your local library or borrow one from a friend.    I do personally believe that watching television/videos really shouldn't be encouraged for young children, but I think the Baby Einstein series provides a wonderful alternative to regular TV, and should be used in moderation.   The rule in our house is no more than one video per day.   We try to save it for times when we're desperate for a way to entertain or calm baby.     It's also important to have as much parental involvement...... Thu, 11 Sep 2008 13:53:17 GMT http://www.viewpoints.com/Baby-Einstein-DVD-Collection-review-43254 Jplred 5