http://www.viewpoints.com/aboutme/Ilovekindergarten Tue, 25 Nov 2008 21:39:49 GMT Reviews by Ilovekindergarten http://www.viewpoints.com/Chase-Freedom-Card-review-038e4 <p>This credit card is excellent for people who want to earn cash back.  I don't know what the interest rate is because we always pay our bill in full every month.  There is no annual fee.  We get 3% back on certain items and 1% back on everything else.  For every $200 in rewards that we earn, we get another $50 (if we wait until we have $200 before redeeming).  We can access our account and pay bills online.  It's very convenient.</p><p>I said there is fraud protection... I don't know if that is a feature they advertise or not, but we have never had trouble getting charges removed from our account when we dispute them.</p>... Tue, 25 Nov 2008 21:39:49 GMT http://www.viewpoints.com/Chase-Freedom-Card-review-038e4 Ilovekindergarten 5