I got shafted by an Ebay buyer and then by PAYPAL- the buyer returned a perfectly functional camera he bought from me in an Ebay auction that clearly stated "all sales final."  2 months later the buyer returns it, claims I sold him a faulty camera, and Paypal doesn't ask to see any proof - just buys the guy's story and racks up the total under my account and freezes my account. 

I closed my Ebay account (118 transactions with 100% good feedback) and will be closing my Paypal account as soon as the balance is zero.  Then I will encourage everyone I know to avoid Paypal at all costs. If...