Got a card from my credit union and they kept upgrading until was platinum. Was easy to transfer from loan to checking before. Now it costs a lot of interest to do cash advance. So don't use it as overdraft protection anymore. I get a rebate of what I owe and rebate on what I have spent on it 4 times a year. That is nice. It is really easy to get in touch with the bank on this card and I can check it daily as far as balance. If you get close to limit they don't charge you overage fees when they add interest. Planning to keep it though I wish the interest rate was lower. I can look up what...