I have had my HSBC card since 2007.  In all the time that I have had and used the card, I have never once had a single concern with it.  Paying the card is as easy as using the card.  Their website is user friendly, and they don't charge enormous fees if you try to pay on the due date.  I, like most consumers, am currently cutting back on the use of credit cards in this difficult economy, but I will keep my HSBC card open regardless.  I like to know that my card will be accepted anywhere in the world that I go. The convenience of being able to use it abroad, and to be able to contact customer...