I currently have a sears mastercard. I am happy in a way because it was/is my first credit card. They gave me the opportunity to build up my credit with it. I like the fact that there is no annual fee and that they also have free reward program! ex. for every dollar, you get one point and sometimes there are opportunities for doble rewards which is awesome!

Another advantage that this credit card has it the fact that you can go to any sears store to apply for it. It only takes 3 minutes (90% of the time) and you also get $15 off your first purchase! and most importantly YOU CAN USE IT EVERYWHERE!...