We recently obtained a home mortgage through Wells Fargo.  I compared four different companies - Wells Fargo had the best interest rate without paying points, and average morgtage fees.  Yes, the number of different fees was outrageous - but that's an aspect of the entire industry, not just Wells Fargo.  The mortgage representative was friendly and helpful - I worked with the same person throughout the entire process.  Underwriting went smoothly, and when calling customer service I got a  real person in less than a minute (despite calling at peak times).  Overall I'm pleased.

However, we...