on a budget, not rich, willing to pay for quality, Practical, budget conscious
I have been insured with State Farm since I began driving; over 20 years now. Every time I bother to take the time to compare quotes, my insurance with State Farm is so much better a deal, plus, the have multi-line discount that saves a good deal. To get multi-line, I had to sign up for a hospitalization policy that cost nearly exactly what I was saving, so, I have hospitalization for free - no additional charge. They always are quick to pay - I've had accidents that were my fault, and accidents that were others' faults.