I heard about Upromise from our local grocery store. I thought it was too good to be true. I get money back for my son's college education (mind you he's 6 months) without having to change the way I do things.

Of course it was too good to be true. I had to change my spending habits a little. I now check the upromise website before I do any purchases. I buy my gas only at Exxon/Mobil. I make sure that I buy grocery products that give money back. I try to eat at local restuarants that give money back. And I go through the website to make ANY online purchases. I even signed up for their credit card....