Bank of America Worldpoints

I originally got this card for balance transfer purposes.  The terms were quite favorable at that time - 0%, 12 months and not fees.

Their online interface is extremely easy to use.  Getting balances, doing balance transfers and paying your bill is extremely user friendly. 

As for the rewards, that is the drawback here.  1% does not set the world on fire in my opinion, their WorldPoints are nearly worthless.  If you need a balance transfer however, Bank of America could be your best bet in the current climate.  Often they have that the balance transfer will...